Federal Bank Credit Card

Features and Benefits of Federal Bank Credit Cards

Enjoy an array of benefits with the Federal Bank Credit Cards. The features of the credit cards are attractive and luring to any customer.

Eligibility Criteria for Federal Bank Credit Cards

The eligibility conditions to apply for a Federal Bank credit card are as follows:

1. To apply for a Secured Federal Credit Card, you must be at least 18 years old. For an Unsecured Federal Credit Card, the minimum age limit is 21 years.
2. You must be an Indian resident or a non-resident Indian (NRI).

1. You must possess a good credit history.

Documents Required for Federal Bank Credit Cards

The following documents are required to apply for a Federal Bank credit card:

1. Income proof: Most recent Form 16, most recent pay slips (not older than three months), and bank statements for the past three months
2. Address proof: Passport, Aadhaar card, driving licence, PAN card, utility bill that is no older than three months, NREGA-issued job card, property registration document, person of Indian origin card, bank account statement

1. Identity proof: Aadhaar card, driving licence, PAN card, Passport, Voter ID, NREGA-issued job card, person of Indian origin card

Please note that Federal Bank may request additional documents in addition to those listed above according to their internal policies.

Fees and Charges on Federal Bank Credit Cards

No joining fee or annual fee is required to be paid by the customers to apply for Federal Bank credit cards which are applicable for a limited period. The following are some of the other charges related to various credit cards offered Federal Bank:

How to Apply for a Federal Bank Credit Card

Here is the process to apply for a Federal Bank credit card online:

Step 1: Go to the credit card section of Federal Bank's official website.

Step 2: Review the various credit cards that are offered along with their features.

Step 3: Select the credit card you want to apply for and click the 'Apply Now' button.

Step 4: Enter your financial and personal information in the online application form.

Step 5: Upload the necessary paperwork including your identity, proof of income, bank statement, etc.

Step 6: Make sure that all the information on the application form is correct.

Step 7: Click on the 'Submit' button.

Step 8: You will receive an email or a confirmation message from the bank.

Step 9: If you are a new customer, you may have to provide a vKYC.

Step 10: Upon approval of the application, you will receive the physical credit card in a few days and the virtual credit card through FedMobile immediately.

List of Federal Bank Credit Cards

Federal Bank Visa Signet Credit Card

Key Highlights: The Federal Bank Visa Signet Credit Card offers a variety of benefits on entertainment, travel and shopping.

Annual Fee: Nil (via BankBazaar)

Features and Benefits:

1. You get 3x reward points on electronics and apparel spends.
2. You get 2x reward points when you spend on entertainment.
3. You get one complimentary domestic lounge visit every quarter on minimal quarterly spend of Rs.20,000.
4. You get Swiggy e-vouchers when you spend Rs.20,000 in one quarter.

Federal Bank Visa Celesta Credit Card

Key Highlights: This is a Federal Bank Visa Celesta Credit Card with which you can earn points on entertainment, travel, and lifestyle spends.

Annual Fee: Rs.3,000 (zero from 3 April 2023)

Features and Benefits:

1. You get 2x reward points on dining spends.
2. You earn 3x reward points on your travel spends.
3. Avail 2 complimentary international lounge visits in one year.
4. You get up to 15% discounts at partner hotels under the FedDelights programme.

Federal Bank Imperio Credit Card

Key Highlights: The Federal Bank Imperio Credit Card allows you to enjoy benefits on entertainment, travel and lifestyle. You will earn reward points every time you swipe the credit card.

Annual Fee: Rs.1,500 (zero from 3 April 2023)

Features and Benefits:

1. You get an Amazon Pay e-voucher worth Rs.1,000 as a welcome gift.
2. You get 3x reward points on your grocery spends.
3. Get 3x reward points on health care spends.
4. Spend more than Rs.1.5 lakh in a year, and the annual fee of Rs.1,500 will be waived off for the next year.
5. You get two complimentary domestic lounge visit every quarter on minimal quarterly spend of Rs.40,000. 

Federal Bank SBI - VISA Gold and More Credit Card

Key Highlights: Curated for daily spends, this Federal Bank SBI - VISA Gold 'N More Credit Card offers a wide range of benefits and reward points on dining and shopping spends.

Joining Fee: Rs.499

Annual Fee: Rs.499

Features and Benefits:

1. Get one reward point for every Rs.100 spent.
2. Accelerated reward points on dining and shopping spends.
3. 1% fuel surcharge waived at all petrol pumps.
4. Get 2,000 reward points on spending Rs.2,000 within the first two months of card issuance.

Federal Bank SBI VISA Platinum Credit Card

Key Highlights: The Federal Bank SBI VISA Platinum Credit Card offering many benefits across various categories such as dining, shopping and travel.

Joining Fee: Rs.2,999

Annual Fee: Rs.2,999

Features and Benefits:

1. A gift voucher worth Rs.3,000 from partner merchants as a joining gift.
2. For every Rs.100 spent, get 2 reward points.
3. Accelerated reward points of 5X on dining, departmental and international spends.
4. 1% fuel surcharge waived off.
5. Get 500 reward points on shopping for more than Rs.1,000 in a single transaction within one month.
6. International lounge access offered.
7. Golf course access given with the card.

Federal Bank Rewards

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>