HSBC Credit Card Bill Payment

A credit card is an easy line of credit. However, it comes with the financial responsibility of paying your credit card bills on time. To ease the process and to ensure you never miss a deadline, the HSBC bank provides its customers with multiple options to settle their HSBC credit card bill. Read on to know more about the ways you can pay your credit card bill. 

Updated On - 05 Sep 2025
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HSBC Credit Card Bill Payment Online

There are multiple ways to pay your HSBC credit card bill payment online and they are as follows: 

  1. Internet banking 
  1. HSBC mobile banking 
  1. National Electronic Funds Transfer (NEFT) 
  1. BillDesk 
  1. VISA money transfer 
  1. PayU 
  1. Standing instructions 
  1. Electronic Clearing System (ECS) 

HSBC Credit Card Bill Payment Offline

There are multiple ways to pay your HSBC credit card bill payment offline, and they are as follows: 

  1. Cheque/draft
  2. PhoneBanking
  3. ATMs
  4. Over the Counter
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Ways to Pay HSBC Credit Card Bill Online

One of the easiest ways of managing your credit card bills is by using online payment channels. You can clear your dues whenever and wherever you want

  1. Through HSBC Net Banking: HSBC Bank offers its customers the convenience of clearing their credit card dues through the net banking facility. To avail yourself of this facility, you need to login to your HSBC net banking account, navigate to the credit card bill payment option and complete the transaction.
  2. HSBC Mobile Banking: You can also complete the credit card bill payment using the HSBC mobile banking facility. You need to download the HSBC mobile application and log in. Then navigate to the credit card bill payment section and complete the credit card bill payment.
  3. National Electronic Funds Transfer (NEFT): For NEFT payments, you will have to enter your 16-digit HSBC card number. You will also have to mention the IFSC code, which is 'HSBC0400002'.
  4. BillDesk: You can transfer money from any bank account to your HSBC credit card online using the BillDesk facility. To avail yourself of this facility, you will have to provide your 16-digit HSBC card number, payment amount, and select your bank account for payment.  
  5. PayU: Pay your HSBC credit card bills online from any bank account through the PayU Payment Service. This is another third-party website linked from HSBC's official payment page.
  6.  Standing instructions: Ensure you never miss a payment by opting for standing instructions. The amount will get debited from your HSBC savings or current account automatically.
  7. Electronic Clearing System (ECS): This payment mode can be used if you don't have an account with HSBC. The amount will get auto-debited from your other bank account. 
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Ways to Pay HSBC Credit Card Bill Offline

HSBC also provides several offline payment channels to ensure you make your payments on time.

  • Cheque/draft: You can address the cheque to your credit card account and mail it to your nearest HSBC branch.
  • PhoneBanking: To clear your card dues over the phone, you will have to make a PIN verified call to HSBC.
  • ATMs: There are two ways you can make a card payment through an HSBC ATM:
    • Deposit cash or a cheque.
    • Use the ATM funds transfer option.
  • Over the Counter: The last payment mode offered by HSBC is ‘Over the Counter’, where you can deposit a cheque or cash at any HSBC branch. 

FAQs on HSBC Credit Card Bill Payment

  • I have deposited a cheque to clear my card dues. How long will it take for the payment to get processed?

    The payment you have made via cheque will take three working days to reflect in your credit card account.

  • Is there a way of setting up direct debit for my credit card payments?

    Yes, you will need to visit your nearest HSBC branch and request a direct pay instruction from your HSBC account.

  • Can I pay my HSBC credit card bill online?

    Yes, you can pay your credit card bill online through HSBC net banking and mobile application. You can also complete the payment using third-party payment services like BillDesk and PayU. 

  • I have an HSBC Mastercard credit card. Can I use the VISA money transfer service for payments?

    No, the VISA money transfer service for payments is exclusively for HSBC VISA credit cardholders. 

  • Is it possible to set up automatic payments for my HSBC credit card bill?

    Yes, if you are an HSBC account holder, you can set up ‘Standing Instructions’ to automatically debit your HSBC Savings/Current account on the due date to pay your credit card bill. 

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