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SBI Credit Card Eligibility

The State Bank of India (SBI) has a set of eligibility criteria that should be fulfilled before applying for SBI credit cards. Ensuring that the requirements, such as minimum age limit, income, and other parameters are met, the bank will approve the credit card application.

SBI Cards offer an extensive variety of credit cards that are designed to suit multiple lifestyle categories. From shopping to travel, professional to student, SBI offers a credit card for every individual. Applicants must ensure that they meet the eligibility criteria set by the issuer to avaoid rejection of their credit card application. Read on to know more details about the SBI credit card eligibility.  

SBI Cards

We found 5 SBI Cards Credit Cards

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1st Year Fee

₹499₹4,999
  • First year fee upto:

    ₹499

Card Fee Type

    Card Network

    10x Rewards On Everyday Purchases

    Apply for SBI Simply Save CardOnline

    • SimplySAVE SBI Card

      1st year fee

      :  

      ₹ 499

    Apply Now
    See More

    10x Rewards At Exclusive Online Partners

    Apply for SBI Simplyclick Credit CardOnline

    • SimplyCLICK SBI Card

      1st year fee

      :  

      ₹ 499

    Apply Now
    See More

    Reward Points On Every ₹ 100 Spent

    SBI Card Prime - Apply Online

    • SBI Card PRIME

      1st year fee

      :  

      ₹ 2,999

    Apply Now
    See More

    Exclusive Offers On Irctc

    SBI IRCTC Platinum Credit Card - Apply Online

    • IRCTC SBI Platinum Card

      1st year fee

      :  

      ₹ 500

    Apply Now
    See More

    Free Movie Tickets Worth ₹ 6,000 Every Year

    SBI Card Elite - Apply Online

    • SBI Card ELITE

      1st year fee

      :  

      ₹ 4,999

    Apply Now
    See More
    Updated On - 05 Sep 2025
    credit card CTA button

    SBI Credit Card Eligibility Criteria

    The basic eligibility criteria required to apply for any SBI Credit Cards are as follows,

    1. Age of the primary applicant must be
      1. Salaried individual - 21 years or 60 years
      2. Retired pensioner above the age group of 40 years
      3. Self-Employed individuals above the age group of 25 years
    2. The age of the add-on card applicant must be over 18 years.
    3. Must be either salaried, self-employed, student, or retired pensioner.
    4. The income required varies depending on the card type.

    The State Bank of India provides credit cards to both, salaried employees as well as students. To enjoy the benefits offered by SBI Credit Cards, one can apply if they meet the bank's eligibility criteria.

    SBI has a varied range of cards that are provided keeping in mind the need of an individual with a steady source of income as well as for students applying for higher studies/education loans. The eligibility criteria for a salaried employee and that of a student with no fixed mode of income are mentioned below.

    credit card CTA button

    SBI Credit Card Eligibility Factors

    SBI requires you to meet a list of criteria for you to be able to apply for the card. These requirements usually vary for the type of card you are applying for. For instance, to apply for the Platinum Cards, you will need to be from a higher income bracket. However, the basic criteria to meet are the same for all the cards.

    To begin with, you will need to be a salaried or self-employed individual with ages ranges from 21 to 60 and should have a steady flow of income.

    Also Know More About SBI Credit Cards

    SBI has an extensive portfolio of credit cards on offer, which cater to a varied group of individuals. From minimum income people to business executives and students, SBI has a card specifically designed for each of them. Below is a list of categories under which SBI offers its credit cards:

    1. Lifestyle Cards
    2. Reward Cards
    3. Shopping Cards
    4. Banking Partnership Cards
    5. Travel Cards
    6. Miscellaneous Cards

    The bank currently offers a total of 72 credit cards that help a varied demographic meet their regular expenses. All these cards come with a set of benefits independent to each of them. For instance, the Lifestyle Credit Cards offer rewards points up to Rs.12,500 per year and provides free movie tickets every year. On the other hand, the reward credit cards offer rewards and cashback for every transaction you make in any number of partner stores.

    Check other Banks Credit Card Eligibility
    1. HDFC Credit Card Eligibility
    2. Axis Bank Credit Card Eligibility
    3. Bank of Baroda Credit Card Eligibility
    4. Canara Bank Credit Card Eligibility
    5. Kotak Mahindra Credit Card Eligibility
    6. Union Bank Credit Card Eligibility
    credit card CTA button

    How to Apply for SBI Credit Card?

    The steps to apply for SBI credit cards are mentioned below:

    1. Visit the official website of SBI credit card
    2. Select the card you want to apply for, from the list given.
    3. Click on ‘Apply Now’
    4. A new page will open where you need to click on ‘Start apply journey’.
    5. Enter your personal and professional details
    6. Add the KYC documents and click on ‘Continue’.
    7. Complete the process as given on the page and submit the application.

    Track your SBI Credit Card Application

    SBI offers you the option to track your SBI credit card status - whether it is approved or declined. You will have to type in your application number to check the status of your application.

    Apply For Credit Card on BankBazaar

    FAQs on SBI Credit Card Eligibility Criteria

    • How can I check my eligibility for an SBI credit card?

      You visit the SBI credit card page on BankBazaar and check your eligibility. You can also reach out to the bank through the official website or SBI customer care to check your eligibility for a specific SBI credit card.

    • Is there a minimum income qualification for SBI credit cards?

      The State Bank of India offers many credit cards and there are minimum income criteria for the cards. However, it is advised that you contact the customer care of the bank to know more.

    • Does the State Bank of India offer contactless credit cards?

      Yes, the State Bank of India does offer a contactless credit card which is the SBI Visa Contactless Credit Card.

    • Where can I apply for an SBI credit card?

      You can apply for a SBI credit card either directly from the bank website or through BankBazaar.

    • What types of credit cards does the State Bank of India offer?

      The State Bank of India offers various types of credit cards, including Lifestyle Cards, Reward Cards, Shopping Cards, Banking Partnership Cards, Travel Cards, and Miscellaneous Cards, each designed to suit different customer needs.

    Types of Credit Card
    1. Top 10 Credit Cards in India
    2. Fuel Credit Cards
    3. Lifetime Free Credit Cards
    4. Kisan Credit Card
    5. Student Credit Cards in India
    6. Shopping Credit Cards
    7. Contactless Credit Cards
    8. Travel Credit Cards
    9. Co-Branded Credit Cards
    10. Lifestyle Credit Cards
    11. Rewards Credit Cards
    12. Business Credit Cards
    13. NRI Credit Cards
    14. Cashback Credit Cards
    15. Lounge Access Credit Cards
    Credit Card by Banks
    1. Axis Bank Credit Card
    2. HDFC Bank Credit Card
    3. Kotak Bank Credit Card
    4. Federal Bank Credit Card
    5. SBI Credit Cards
    6. HSBC Credit Card
    7. IndusInd Bank Credit Card
    8. RBL Bank Credit Card
    9. Standard Chartered Credit Card
    10. YES Bank Credit Card
    11. Canara Bank Credit Card
    12. Punjab National Bank Credit Card
    13. Bank of Baroda Credit Card
    14. IDBI Credit Card
    15. Union Bank of India Credit Card
    16. Bank of India Credit Card
    Articles on Credit Card
    1. How to Check Credit Card Status
    2. How to Manage Multiple Credit Cards
    3. Best Credit Card for Poor Credit
    4. How to get Credit Card without Job
    5. Credit Card Insurance Benefits
    6. How to Apply for Lost Credit Card
    7. Reasons for Credit Card Rejection
    8. Advantages & Disadvantages of Credit Card
    9. Difference between Credit Card & Debit Card
    Credit Card Customer Care
    1. SBI Credit Card Customer Care
    2. HDFC Bank Credit Card Customer Care
    3. Axis Bank Credit Card Customer Care
    4. Federal Bank Credit Card Customer Care
    5. IndusInd Bank Credit Card Customer Care
    6. PNB Credit Card Customer Care
    7. RBL Bank Credit Card Customer Care
    8. Kotak Credit Card Customer Care
    9. Yes Bank Credit Card Customer Care
    10. Standard Chartered Credit Card Customer Care
    11. Canara Bank Credit Card Customer Care
    12. HSBC Credit Card Customer Care
    13. Indian Bank Credit Card Customer Care
    14. Bank of Baroda Credit Card Customer Care
    15. Bank of India Credit Card Customer Care
    16. Union Bank of India Credit Card Customer Care
    Credit Card Bill Payment
    1. Credit Card Bill Payment
    2. SBI Credit Card Bill Payment
    3. HDFC Credit Card Bill Payment
    4. Federal Bank Credit Card Bill Payment
    5. Axis Bank Credit Card Bill Payment
    6. IndusInd Credit Card Bill Payment
    7. Kotak Credit Card Bill Payment
    8. Standard Chartered Credit Card Bill Payment
    9. RBL Bank Credit Card Bill Payment
    10. HSBC Credit Card Bill Payment
    11. PNB Credit Card Bill Payment
    12. Canara Bank Credit Card Bill Payment
    13. Bank of Baroda Credit Card Bill Payment
    14. Bank of India Credit Card Bill Payment
    15. Union Bank Credit Card Bill Payment
    Credit Card Eligibility
    1. Credit Card Eligibility
    2. SBI Credit Card Eligibility
    3. HDFC Credit Card Eligibility
    4. Federal Bank Credit Card Eligibility
    5. Axis Bank Credit Card Eligibility
    6. Yes Bank Credit Card Eligibility
    7. IndusInd Bank Credit Card Eligibility
    8. HSBC Credit Card Eligibility
    9. Kotak Credit Card Eligibility
    10. Canara Bank Credit Card Eligibility
    11. Standard Chartered Credit Card Eligibility
    12. RBL Bank Credit Card Eligibility
    13. Bank of Baroda Credit Card Eligibility
    14. Union Bank Credit Card Eligibility
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