Muthoot FinCorp Gold Loan

Muthoot FinCorp Gold Loan is the easiest and quickest way to avail a loan against your gold ornaments with minimal documentation and affordable interest rates.

muthoot Gold Loan

Features of Muthoot FinCorp Gold Loan

  1. Attractive interest rates 
  1. Maximum loan amount basis value of pledged gold 
  1. Loan Tenure: Six months to two years 
  1. Multiple scheme options with different interest rates 
  1. No third-party guarantor required 
  1. No pre-closure charges 
  1. Avail gold loan from home with Muthoot FinCorp ONE App

How to Apply

Apply for your gold loan through: 

  1. Muthoot FinCorp website 
  1. Muthoot FinCorp mobile app 
  1. Muthoot FinCorp branch office 

Eligibility Criteria 

Indian citizens between the age of 18 years (at start of loan tenure) and 80 years (at end of loan tenure) 

Documents Required 

  1. KYC Documents: Voter ID/Aadhaar Card/PAN Card/Driver's Licence/Passport 
  1. Address Proof: Bank Statements/Rental Agreement/Aadhaar Card/Voter ID/Water or Electricity Bills 

Benefits of Muthoot Fincorp Gold Loan

  1. Minimum documentation 
  1. Quick disbursement of loan
  1. Top-up loans with 24x7 Express Gold Loan Facility 
  1. Gold evaluation by in-house professionals 
  1. Responsive customer care 
  1. Assured custody of gold ornaments 

FAQs

  • What type of gold can I pledge to avail Muthoot FinCorp Gold Loan?

    To avail a gold loan from Muthoot FinCorp Gold Loan, you can pledge gold in the form of ornaments.

  • Is there a processing fee for Muthoot FinCorp Gold Loan?

    Yes, there is a nominal processing fee for Muthoot FinCorp Gold Loan which is based on the gold loan scheme you choose. The processing fee begins at Rs.20 + GST charges.

  • What is the mode of repayment for Muthoot FinCorp Gold Loan?

    You can repay the loan directly at a Muthoot FinCorp branch, through the mobile app, or on the website.

  • What is the maximum tenure for which I can avail Muthoot FinCorp Gold Loan?

    The maximum tenure for which you can avail Muthoot FinCorp Gold loan is 24 months.

  • Are there any pre-closure charges for Muthoot FinCorp Gold Loan?

    There are no pre-closure charges for Muthoot FinCorp Gold Loan.

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