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Federal Bank Visa Signet Credit Card

The VISA Signet Credit Card by Federal Bank is a lifestyle-focused card with no joining or annual fees. It offers accelerated rewards on electronics, apparel, and entertainment spends. Enjoy added perks like domestic lounge access, dining offers, and a low interest rate, making it a practical choice for everyday use.

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1st Year Fee

₹0₹0
  • First year fee upto:

    ₹0

Card Fee Type

Card Network

A Lifetime Free Card

Federal Bank Visa Signet Credit Card

  • Federal Bank Visa Signet Credit Card

    1st year fee

    :  

    ₹ 0

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Features and Benefits of the Federal Bank Visa Signet Credit Card

The features and benefits of the Federal Bank Visa Signet Credit Card are as follows:

  1. Welcome benefit: Get an Amazon Pay e-voucher of Rs.200 on spending a minimum of Rs.3,000 within the first 30 days of your credit card being issued.  
  2. Milestone benefits: Get complimentary Swiggy vouchers on spending Rs.20,000 in a quarter.
  3. Reward points benefit: You earn 3x reward points on electronics and apparel spends, 2x reward points when you spend on entertainment and 1x rewards for spending on other categories.
  4. Entertainment benefits: Buy one INOX movie ticket and get another movie ticket for free, once every quarter.
  5. Travel and airport lounge benefits: You get one complimentary domestic lounge visit every quarter on minimum quarterly spend of Rs.20,000.
  6. Low Annual Percentage Rate: Annual Percentage Rate (APR) starting as low as 0.69% per month (equivalent to 8.28% p.a.)

Eligibility criteria to apply for the Federal Bank Visa Signet Credit Card

The eligibility criteria to apply for the Federal Bank Visa Signet credit card are as follows:

  1. Age: To apply for a secured Federal credit card, you must be at least 18 years old. For an unsecured Federal credit card, the minimum age requirement is 21 years.
  2. Credit History: Maintaining a good credit history is essential to improve your chances of easily obtaining a credit card.
  3. Nationality: To qualify for a Federal Bank credit card in India, you must be an Indian resident or a Non-Resident Indian (NRI).
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Documents required to apply for the Federal Bank Visa Signet Credit Card

The documents required to apply for the Federal Bank Visa Signet credit card are as follows:

  1. PAN Card
  2. Aadhar Card
  3. Bank Statement: Last 3 months’ bank statements in PDF format (salary credit account statement is required for salaried individuals).
  4. Income Tax Login Credentials: Required for non-salaried or self-employed individuals.

Note: The bank may request additional documents if required.

Fees and Charges of the Federal Bank Visa Signet Credit Card

The fees and charges of the Federal Bank Visa Signet credit card are as follows:

Type of Charge

Fee

Annual fee

Nil (lifetime free)

Add-on credit card

Rs.100 per add-on card (Maximum of four cards)

Cash advance fee

2.5% of the amount that has been withdrawn or Rs.500 (whichever is higher) 

Cash advance limit

10%

Late payment charges

  1. Up to Rs.250 - Rs.0
  2. Rs.251 to Rs.1,000 - Rs.250
  3. Rs.1,001 to Rs.5,000 - Rs.500
  4. Rs.5,001 to Rs.25,000 - Rs.1,000
  5. Rs.25,001 and above - Rs.1,250

Note: Charges are applicable w.e.f. 20th August 2024

Returned cheque

2% of the cheque amount, subject to minimum of Rs.450

Outstation cheque processing fee

  1. Cheque value up to Rs.5,000- Rs.25
  2. Cheque value above Rs.5,000- Rs.50

Foreign currency mark-up fee

3.50%

Rewards redemption fee

Rs.99 per redemption request

Re-issue of credit card

Rs.200

Interest on Revolving Credit for Federal Bank Visa Signet Credit Card

The interest on revolving credit for Federal Bank Visa Signet Credit Card is as follows:

Average Monthly Balance for last Quarter

Annual Percentage Rate (APR %)

Less than Rs. 50,000

45.00% (3.75% per month)

Rs. 50,000 - 3,00,000

32.28% (2.69% per month)

Rs. 3,00,001- 10,00,000

20.28% (1.69% per month)

More than Rs. 10,00,000

8.28% (0.69% per month)

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FAQs on Federal Bank Visa Signet Credit Card

  • Is there a fuel surcharge waiver for the card?

    No, you do not get any fuel surcharge waiver with this card.

  • How much is the forex mark-up fee for the Federal Bank Visa credit card?

    The Federal Bank Visa Signet Credit Card applies a forex mark-up fee of 3.5% on the transaction amount.

  • How often can I use the Buy One Get One Free offer on movie tickets with my Federal Bank Visa Signet Credit Card?

    You can avail the Buy One Get One Free movie ticket offer once per quarter at INOX. The discount is limited to Rs.100, and if the ticket price exceeds this amount, the cardholder must cover the difference.

  • Will I be charged any fee for redemption of reward points on my federal bank credit card?

    Yes, you will have to pay a reward redemption fee of Rs.99 per request.

  • Does the Add-on Card have a separate limit from the Primary Card?

    The Credit Limit of the Primary Cardholder is shared with the Add-on Cardholder, up to the maximum available limit.

  • How much are the fees for reissue of lost, stolen or damaged credit card?

    A fee of Rs. 200 is charged for reissue of lost, stolen or damaged credit card.

  • How can I check my Federal Bank Visa Signet Credit Card statement?

    You can check your Federal Bank Visa Signet Credit Card statement by logging into the Federal Bank website or mobile app.

Types of Credit Card
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Credit Card by Banks
  1. Axis Bank Credit Card
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  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
  1. How to Check Credit Card Status
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  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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