SimplySAVE SBI Card

Welcome Benefit

Earn 2,000 bonus reward points by spending Rs.2,000 or more within the first 60 days of card issuance.

Lifestyle Benefits

1. Earn 10x reward points for every Rs.150 spent on movies, departmental stores, grocery, and dining spends.
2. Earn 1 reward point for every Rs.150 spent for all other categories.

Renewal Fee Waiver

1. Spend Rs.1 lakh or more in a membership year and get your annual fee of Rs.499 waived off.
2. The waiver is applicable from 2nd year onwards.

Fuel Benefits

Get a 1% waiver on your fuel surcharge when you spend between Rs.500 and Rs.3,000 at any petrol station in India.

The card offers Rs.100 of maximum surcharge waiver per statement cycle. 

Global Acceptance

The SimplySAVE SBI Card is accepted in more than 24 million outlets worldwide including 3.25 lakh outlets in India.

Balance Transfer

With the balance transfer facility, outstanding dues from various banks' credit cards can be transferred to the SimplySAVE SBI Card at a low interest and repaid in EMI.

Flexipay

Your purchases of Rs.2,500 and above can be converted into EMIs with Flexipay.

Add-on Cards

Get add-on cards for your family members above the age of 18 years.

Contactless feature

The SBI SimplySAVE Credit Card offers secure and hassle-free payments with its contactless feature, allowing you to tap and pay instantly without entering a PIN for transactions up to the permissible limit.

Cash on the go 

The card offers cash withdrawal facility from Visa or MasterCard ATM across the globe. 

Utility bill payment 

The card offers easy payment of utility bill via Easy Bill Pay facility on your SimplySAVE SBI Card. 

Annual fee

Rs.499

Renewal fee

Rs.499

Finance charge

Up to 3.75% per month (45% per annum)

Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs

2.5% of the transaction amount or Rs. 500 (whichever is higher)

Cash payment fee

Rs.250

Overlimit

2.5% of overlimit amount or Rs.600 (whichever is higher)

Late payment

1. Rs.0 to Rs.500: NIL
2. Rs.500 to Rs.1,000: Rs.400
3. Rs.1,000 to Rs.10,000: Rs.750
4. Rs.10,000 to Rs.25,000: Rs.950
5. Rs.25,000 to Rs.50,000: Rs.1,100
6. Rs.50,000 and above: Rs.1,300

Payment dishonor fee

2% of the amount (minimum of Rs.500)

Cheque payment fee

Rs.100

Statement retrieval

Rs.100 per statement which is over 2 months old

Card replacement

Rs.100 to Rs.250

Fee for increasing credit limit

Rs.200 per request for increase

Rewards redemption fee

1. Rs.99 (only on cash redemption, gifts, and specific vouchers)