Amazon Pay ICICI Credit Card

The Amazon Pay ICICI Credit Card is the first credit card in the country which allows customers to shop on Amazon.in and earn rewards against the same. It offers a host of features and benefits. The co-branded credit card is powered by Visa.

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Features and Benefits of Amazon Pay ICICI Credit Card

The following is the list of features and benefits of Amazon Pay ICICI Credit Card:

  1. No annual fee or joining fee
  2. No cap on the reward points earned on the card
  3. No expiry date for the reward points earned on the card
  4. Reward points can be redeemed at more than 100 Amazon Pay partner merchants and Amazon.in
  5. Avail non-cost EMI for three or six months on Amazon.in
  6. Every reward point (1 reward point = 1 rupee) is automatically credited as cash in Amazon Pay

The reward structure of the card can be summed up as follows:

  1. Cashback of 3% on groceries, flight ticket, mobile, etc., on Amazon
  2. Cashback of 2% on recharges, bill payment, and adding money on Amazon
  3. Cashback of 2% outside Amazon on entertainment, health, food, on paying through Amazon Pay
  4. Cashback of 1% outside Amazon on payments made through Amazon Pay on dining, furniture, grocery, fuel, and gold
  5. Welcome rewards of Rs.1,700 along with three months free EazyDiner Prime Membership of Rs.1,095
  6. Cashback of Rs.150 on bill payment on Amazon or on first shopping
  7. Cashback of 50% to Rs.100 on prepaid recharges
  8. Cashback of 20% to Rs.250 on payment of electricity bill
  9. Cashback of 25% to Rs.350 on broadband bill payment
  10. Cashback of up to Rs.125 starting from 10% on payment of gas cylinder
  11. Cashback of up to Rs.300 starting from 25% on payment of postpaid bill
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Amazon Pay ICICI Credit Card Privilege

Dining benefits: Enjoy a minimum discount of 15% at partner restaurants under the Culinary Treats programme.

Fuel benefits: Get 1% fuel surcharge waived off on all petrol pumps across India

Safety measures:

  1. This card comes with a microchip embedded in it which helps avoid counterfeiting and duplication problems.
  2. The Personal Identification Number (PIN) serves as an additional security feature for the card.
  3. Enjoy the security benefits of 3D Secure in case of online transactions.
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Fees and Charges of Amazon Pay ICICI Credit Card

Type of Fee

Amount

Joining fee

NIL

Annual fee

NIL

Late payment fee

  1. Below Rs. 100: Nil
  2. Between Rs. 100 to Rs. 500: Rs. 100
  3. Between Rs. 501 to Rs. 5,000: Rs. 500
  4. Between Rs. 5,001 to Rs. 10,000: Rs. 750
  5. Between Rs. 10,001 to Rs. 25,000: Rs. 900
  6. Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
  7. Above Rs. 50,000: Rs. 1,200

Similar Cards to Amazon Pay ICICI Credit Card

The following is the list of cards from other credit card issuers with similar features as Amazon Pay ICICI Credit Card:

Credit Cards

Features

Fees

Axis Ace Credit Card

On payment made through Google Pay on DTH and mobile recharges, offers unlimited cashback of 5%

Rs.499

Cashback SBI Card

Without any merchant restriction across all online transactions, offers 5% cashback

Rs.999

HSBC Live+ Credit Card

Cashback on online and other spendings of 1.5% and 1%, respectively

Rs.999

Flipkart Axis Bank Credit Card

Cashback up to 5%

Rs.500

Standard Chartered Super Value Titanium Credit Card

Offers cashback of 5% on payment made on utility bills, phone, and fuel

Rs.750

Eligibility Criteria for Amazon Pay ICICI Credit Card

The eligibility criteria for Amazon Pay ICICI credit card are as follows:

Age

18 to 60 years

Occupation

Offered to both Salaried and Self-employed Applicants

Minimum Income Required

Rs. 25,000 for ICICI Customers, Rs. 35,000 for other applicants

Documents Required for Amazon Pay ICICI credit card

The following documents are required for Amazon Pay ICICI credit card:

Identity proof

  1. Aadhaar card
  2. PAN card
  3. Voter's ID
  4. Passport
  5. Driving license
  6. Job card issued by NREGA
  7. Overseas Citizen of India Card
  8. Government approved identity proof
  9. UIDAI-issued letter

Address proof

  1. Electricity bill
  2. Water bill
  3. Ration card
  4. Job card issued by NREGA
  5. Registration document of the property
  6. Utility bill not more than three months
  7. Bank Account Statement
  8. Government approved address proof

Income proof

  1. Salary slips (not more than three months old)
  2. Form 16 of latest year
  3. Bank statement of last three months

How Does Amazon Pay ICICI Credit Card Works?

Here is the list of functionalities of Amazon Pay ICICI Credit Card:

  1. Offers 2% cashback on making payments to over 100 partner merchants using this card
  2. Offers 3% cashback on Amazon Indian to non-Amazon Prime member
  3. Offers cashback worth 1% on all categories such as travel, dining, travel, insurance payments, shopping, etc.

How to Apply for Amazon Pay ICICI Credit Card?

Here are the steps to apply for Amazon Pay ICICI Credit Card:

  1. Initially, this card was being offered to selected customers only through invitation. ICICI customers who have been using the Amazon.in mobile application got the invitation in the form of push notification from the Amazon app and through email.
  2. On meeting the eligibility criteria, the customer can apply for the card. The customer will receive a ready-to-use digital card at first. The physical card will be dispatched through a courier service after that.
  3. However, an individual can also visit the ICICI Bank website and visit the Amazon Pay ICICI Credit Bank page under the 'Product' section. From this page, he or she can click on the 'Apply Now' button. The page will be redirected to Amazon.in wherein one can check whether he or she is eligible for the card.
  4. Alternatively, an individual can also open the Amazon.in application on his or her smartphone (or web browser) and go to the 'Amazon Pay' option under the main menu. He or she can check the eligibility here and apply accordingly.
  5. The card will be offered to other customers as well in the upcoming months.

Differences Between Amazon Pay ICICI Credit Card and Flipkart Axis Bank Credit Card

The following is the list of dissimilarities between Amazon Pay ICICI Credit Card and Flipkart Axis Bank Credit Card:

Amazon Pay ICICI Credit Card

Flipkart Axis Bank Credit Card

No annual fee charged

Annual fee imposed Rs.500

No complimentary lounge access provided

The card offers four complimentary domestic airport lounge access per year

Fuel surcharge waiver of 1% offered across all petrol pumps

Fuel surcharge waiver of up to Rs.500 per month

Extra cashback specially for Prime members

Cashback for all users

Universal cashback offered is 1%

Universal cashback offered is 1.5%

Transactions on Amazon Pay partner merchants, cashback offered is 2%

On Flipkart’s partner brands, cashback offered is 4%

FAQs on Amazon Pay ICICI Credit Card

  • Does the Amazon Pay ICICI Credit Card have the contactless feature?

    Yes, your Amazon Pay ICICI Credit Card is loaded with the contactless feature.

  • What is the joining fee for the Amazon Pay ICICI credit card?

    There is no joining fee for this card. There is also no annual fee payable for this card.

  • By when should I use my rewards earned on this card?

    There is no expiry date for your rewards, and you can use them whenever you want.

  • Are there any dining benefits for the Amazon Pay ICICI credit card?

    You will receive a discount of 15% at any partner restaurants that come under the Culinary Treats programme.

  • How do I pay the outstanding amount on my Amazon Pay ICICI Credit Card?

    You can pay the outstanding amount by cash, cheque, draft, auto-debit, net banking, and NEFT/Click to Pay.

  • What is the late payments fee for a pending amount of Rs.1,500 and above?

    You will be levied a late fee of Rs.750 if you have an outstanding amount that falls between Rs.501 and Rs.10,000.

  • Can I add this card to my Amazon account?

    Yes, you can add the ICICI Bank Credit Card to your Amazon account. For this, you need to login to your Amazon account, select ‘Payment options' and then click on the ‘Add a new card' option. Here, you will be prompted to enter your card details and after doing so, you need to select ‘Add your card'.

  • How do I use my earnings on the Amazon Pay ICICI Credit Card?

    You will receive all the earnings as Amazon Pay Balance in your Amazon account within two working days from the date of completion of the last statement. You can use the Amazon Pay Balance to carry out transactions through your Amazon and Amazon Pay account.

  • What's the process to check the application status of my Amazon Pay ICICI Credit Card

    To check the status of your Amazon Pay ICICI Credit Card, call the ICICI credit card customer care at 1800 102 0123 from the registered mobile number.

  • What are the benefits for non-Amazon Prime customers?

    For non-Prime customers, whenever you make a purchase on Amazon.in, you will get reward points of up to 3%.

  • How much salary is required for Amazon pay ICICI credit card?

    Both non-salaried and salaried customers are eligible to apply for Amazon Pay ICICI credit cards. The minimum income criteria to apply for these cards are Rs.25,000 for ICICI Bank customers and Rs.35,00 for all other customers.

  • Can I withdraw cash from Amazon Pay ICICI credit card?

    Yes, you can withdraw cash using your Amazon Pay ICICI Credit card through ATM for which customers will be charged with a transaction fee of 2.50% of the transaction amount. The minimum transaction fee charged is around Rs.300.

  • Can I use Amazon credit card anywhere?

    Yes, Amazon credit cards can be used anywhere in the country and not just only on Amazon.

  • Is Amazon Pay ICICI credit card visa?

    Amazon Pay ICICI credit card is a co-branded card powered by Visa that allows customers to earn rewards by shopping on Amazon.in.

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