SBI Foreign Travel Credit Card

The State Bank Foreign Travel Card (SBFTC) is a secure and convenient prepaid card designed for international travel. This EMV chip-based card ensures encrypted and confidential transactions, offering a hassle-free way to carry foreign currency. It is valid worldwide, except in India, Nepal, and Bhutan.

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What is SBI Foreign Travel Credit Card?

The State Bank Foreign Travel Card (SBFTC) is a secure, prepaid card designed for hassle-free international travel. Featuring an EMV chip for encrypted transactions, it offers a convenient way to carry foreign currency and is accepted worldwide, except in India, Nepal, and Bhutan. With SBFTC, you can shop, dine, and explore without the risks of carrying cash. Unlike international debit or credit cards, it comes without annual fees but charges an issuance fee of Rs.100. Available in Single Currency and Multicurrency options, it provides flexibility to meet diverse travel needs.

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SBI Foreign Travel Card Types

At present, SBI offers two foreign travel credit cards, they are:

Card Variant 

Number of Foreign currencies 

Foreign Currencies 

Multicurrency VISA Foreign Travel Card 

US Dollar (USD)Pound Sterling (GBP)Euro (EUR), Japanese Yen (JPY), Canadian Dollar (CAD)Australian Dollar (AUD)Saudi Riyal (SAR)Singapore Dollar (SGD)UAE Dirham (AED). 

Single Currency VISA Foreign Travel Card 

US Dollar (USD)Pound Sterling (GBP)Euro (EUR)Canadian Dollar (CAD)Australian Dollar (AUD)Japanese Yen (JPY)Saudi Riyal (SAR)Singapore Dollar (SGD) 

Multicurrency MasterCard Foreign Travel Card 

US Dollar (USD)Pound Sterling (GBP)Euro (EUR)Canadian Dollar (CAD)Australian Dollar (AUD)Singapore Dollar (SGD)UAE Dirham (AED) 

Note: All available currencies can be loaded onto a single card by the cardholder. 

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Features of State Bank Foreign Travel Card

Listed below are the features and benefits of the State Bank Foreign Travel Card:

    Get favourable currency conversion rates.

    1. Cash can be withdrawn in local currencies in the case of international ATMs. 
    1. Online shopping applicable for fashion, gadgets, travel bookings, and more. 
    1. Payment via PoS at shops, restaurants, and hotels via tap, swipe, or chip. 
    1. Global usage excluding Bhutan, Nepal, and India. 
    1. International deals and discounts can be availed by the cardholders. 
    1. Cardholders can use YONO, Yono Lite, Internet Banking, or the Oneview Prepaid Card Portal to register their cards
    1. Recharge the card multiple times as needed.
    2. Operates with a 4-digit PIN at ATMs and requires PIN or Signature for merchant transactions.
    3. Receive balance updates after each transaction via SMS or email.
    4. Balance Enquiry:
    5. Free balance check at SBI Group ATMs.
    6. Available at VISA ATMs with applicable charges.
    7. Online access via SBI Prepaid Portal to view or download transaction details.
    8. Up to two additional backup cards in case of loss, damage, or misplacement.
    9. SMS or email notifications for every transaction (service dependent on network providers).

    Benefits of SBI Foreign Travel Credit Card

    The key benefits of SBI Foreign Travel credit cards are listed below: 

    1. Safe and secure way to carry foreign currency while traveling abroad. 
    1. Allowing easy payments for goods and services overseas by enabling cashless international travel. 
    1. Ensures security with a 4-digit PIN for ATM protection as it is equipped with an embedded chip that stores encrypted data. 
    1. Helping you avoid high exchange margins. 
    1. Offers easy reloading facility available at any authorized branch in India. 
    1. Refunds any unutilized balance remaining on the card.

    Fees and Charges on State Bank Foreign Travel Card

    The fees and charges on SBI foreign travel cards are mentioned below: 

    Type of Charge

    Amount

    FTC Issuance Fee

    Rs.100 plus GST

    Add-on cards fee (not more than 2)

    Rs.100 plus GST per person

    Reloading fee on the card

    Rs.50 plus GST

    Refund or Cash-out

    Rs.100 plus GST per instance

    Cross-currency Fee

    3.00% plus GST

    Card Statement

    Free at prepaid card portal - https://prepaid.sbi

    Manual Cash Transaction

    1.50% of the withdrawal amount plus GST

    GCAS fee per transaction through VISA

    Lost or Stolen Report - USD 35.00 

    Cash or Card Replacement - USD 175.00  

    Miscellaneous enquires - USD 5.00 

    Note: The amount mentioned is equivalent to other currencies. 

    Currency 

    USD ($) 

    GBP (£) 

    EURO (€) 

    CAD (CA$) 

    AUD (AU$) 

    JPY (¥) 

    SAR 

    SGD (S$) 

    AED 

    ATM Withdrawal Fee 

    1.75 

    1.25 

    1.50 

    1.75 

    2.00 

    175.00 

    7.00 

    2.00 

    7.00 

    ATM Balance Enquiry Fee 

    0.50 

    0.50 

    0.50 

    0.50 

    0.50 

    50.00 

    2.00 

    1.00 

    2.00 

    Chargeback Fee 

    2.00 

    2.00 

    2.00 

    2.00 

    2.00 

    200.00 

    7.00 

    3.00 

    7.00 

    Deduction on Expired Card (Annual) 

    5.00 

    5.00 

    5.00 

    5.00 

    5.00 

    500.00 

    20.00 

    6.00 

    20.00 

    Minimum Amount of Initial Load / Reload 

    200 

    120 

    150 

    200 

    200 

    15,800 

    750 

    250 

    750 

    Notes: 

    1. The first deduction will be made three months after the card’s expiry date. 
    1. The balance is refunded after deducting the annual expiry charge, if claimed after three months. 
    1. Balances below USD 5 / GBP 5 / EUR 5 / CAD 5 / AUD 5 / JPY 500 / SAR 20 / SGD 6 / AED 20 after expiry will be forfeited. 

    Transaction Limits of State Bank Foreign Travel Card

    The transaction limit of State Bank Foreign Travel card is given the table below:

    Channel 

    Number of transactions per day 

    Limits in USD (or equivalent) per day 

    PoS (Point of Sale) 

    20 

    10,000 

    ATM 

    3000 

    e-comm 

    20 

    10,000 

    Eligibility Criteria for Applicants of SBI Foreign Travel Cards

    Listed below are the eligibility criteria for the applicants of State Bank Foreign Travel Card:

    1. Applicant must be a bonafide citizen of India planning to travel abroad except to Bhutan and Nepal.
    2. Corporates are planning to send their employees abroad for official or business purposes (subject to completion of KYC norms).
    3. Sponsors/parents of students travelling abroad for higher studies. The card will be issued in the student's name and will be reloaded up to the allowed ceiling by parents or close relatives, recommended from time to time.
    4. Expats residing in India (subject to completion of KYC norms).

    Documents Required to Apply for SBI Foreign Travel Cards

    To procure an SBI Foreign Travel Cards, an applicant will have to submit the following documents:

    1. A duly signed application-cum-agreement form.
    2. A copy of a valid passport.
    3. A copy of a valid PAN card.
    4. Proof of intended foreign travel, such as a visa, ticket, admission confirmation from a foreign university or institute, or any other relevant document.
    5. Proof of residence if the address differs from the one mentioned in the passport. 

    How to Apply for SBI Foreign Travel Card

    There are two ways to apply for the SBI Travel Card. You can apply for the card either online or offline.

    Online Process

    1. Apply SBI’s Internet Banking portal: https://www.onlinesbi.sbi/
    1. Navigation to ‘e-Services’ and then to ‘e-Cards’ 
    1. Click on ‘Apply State Bank Foreign Travel Card’. 
    1. A reference number will be generated after submitting the application. 
    1. Print the application form and visit any SBI branch with the required KYC documents for verification and card issuance.

    Offline Process

    Step 1: Please visit any SBI branch

    Step 2: Fill in the application form

    Step 3: Submit this with the KYC documents and papers.

    How to Register Your SBI Foreign Travel Credit Card?

    You can register your SBI Foreign Travel Credit Cards through various channels, such as: 

    OneView Prepaid Portal 

    1. Navigate to the Prepaid Portal.  
    1. Click Login or Signup for new consumers. 
    1. Choose Individual and enter personal details. 
    1. Create your username and password after verifying the details. 
    1. After completing the process, the SBI Foreign Travel Card gets registered on the portal. 

    YONO, YONO Lite and Internet Banking

    In YONO 

    1. Log into the application. 
    1. Navigate to ‘Cards’, then to ‘My Prepaid Cards’. 
    1. Click on ‘Link a New Prepaid Card’ and enter the Card Number to register. 

    In YONO Lite 

    1. Log into the application. 
    1. Navigate to the ‘Manage Cards’ option and then click on ‘Prepaid Cards’. 
    1. Click on ‘Link My Prepaid Card’ and enter the Card Number to register. 

    In Internet Banking (RINB) 

    1. Log into the internet banking account. 
    1. Navigate to ‘e-Services’ option and then to ‘e-Cards’. 
    1. Click on ‘Prepaid Card’ and then to ‘My State Bank Foreign Travel Card’. 
    1. Click on ‘Link My FTC’ to link your card. 
    1. Enter Card Number to register.

    Offers on SBI Foreign Travel Credit Cards

    The details about the various offers applicable on SBI Foreign Travel credit cards are given below: 

    Free International SIM Card Offer 

    1. With the State Bank Visa Foreign Travel Cards issued in India, cardholders can claim a free International SIM card with up to 6GB data, 60mins talk time with 30 days validity. 
    1. Valid till 31 March 2025 

    Free International Youth Travel Card (IYTC)

    1. Discounts on travel, dining, and shopping across the globe. 
    1. Offers each cardholder with Complimentary International Youth Travel Card   

    Free PVR Movie Ticket Voucher worth Rs.1000 

    Get a Rs.1000 PVR voucher on spending USD 1000 or more with your SBI Visa Foreign Travel Card. 

    Free International Student Identity Card (ISIC) 

    Offers student benefits across the globe along with a free ISIC card with your SBI Visa Foreign Travel Card. 

    Zero Surcharge on Cash Withdrawals  

    On cash withdrawal abroad, the card offers zero surcharge at all point ATMs. 

    Exclusive Offers Around the World  

    Provides exclusive offers on specific travel destinations, with your SBI Visa Foreign Travel Card. 

    SBI Foreign Travel Credit Card Customer Helpdesk 

    The contact details of customer care service are mentioned below: 

    1. Helpline number: 1800-1234, 1800112211, 18004253800, 080-26599990 (available 24x7 for Indian customers) 
    1. Email - ops.prepaid@sbi.co.in 
    1. Complaint Portal: https://crcf.sbi.co.in/ccf/ 

    FAQs on SBI Foreign Travel Card

    • What do I do if I forget the PIN of my SBI Foreign Travel card?

      You can call the SBI credit card customer care which is available round the clock and raise a request for new PIN generation.

    • How long does it take to activate the card?

      The card will be ready to be use immediately after getting it. However, it is advisable to visit the nearest ATM and change the PIN once the card has been activated.

    • Can the value of the card be reloaded with any authorised branch of SBI?

      Yes, the State Bank Foreign Travel Card can be topped up or reloaded from any branch that is authorized for the purpose. There are more than 550 branches across the country for the same.

    • How will I know which ATMs would accept the State Bank Foreign Travel Card?

      All ATMs that display the VISA/PLUS/VISA Flag/Electron/MasterCard will accept State Bank Foreign Travel Card. Any ATM displaying the MasterCard® Acceptance Mark will accept the FTC on MasterCard scheme.

    • Do I need to have an account with the State Bank to purchase the Foreign Travel Card?

      No, you do not need to have an account at State Bank to purchase a State Bank Foreign Travel Card.

    • Is there a fee for obtaining refunds on the balance on the State Bank Foreign Travel Card?

      Yes, a refund fee of Rs.100 plus GST applies per request. For VISA cards, a small deduction (e.g., USD 5 / GBP 5 / EUR 5 etc.) applies after expiry and no fee is charged if the refund is claimed within three months of expiry. No additional refund fee is charged for MasterCard.

    • Are there any charges on expired SBFTC?

      The VISA SBFTC carries an annual expiry fee of USD 5 (or equivalent in other currencies), excluding GST applies for VISA SBFTC, while no expiry fee is charged for the MasterCard SBFTC. Though a monthly inactivity charge applies after 12 months of no customer-initiated transactions. 

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