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HSBC is one of the prominent banks in the country and offers an array of products and services to its customers. One of the products offered by the HSBC bank is Visa Platinum card which comes at zero joining and annual fee.
We found 1 HSBC Credit Card
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What you'll love
No joining and annual fee
₹500 cashback on spending ₹5,000 in the first 30 days
5X rewards on spends over ₹4,00,000 in a year
Up to ₹ 3,000 annual savings on fuel surcharge
Air miles conversion on Air India, Etihad Airways, British Airways and Singapore Airlines
1 reward point = ₹0.75
Balance transfer facility available (T&C apply)
Discounted e-gift vouchers of top brands via InstaBenefits
1.5% cashback on all foreign currency spends*
2% cashback for total foreign currency spend above ₹10 lakh during offer period*
Current month offers:
Up to 35% off on MakeMyTrip
Up to 15% off on Goibibo
Up to ₹7,500 off on Croma (min. spend of ₹20,000)
Up to 35% off at Samsung
Up to 10% off on live events on BookMyShow
Up to ₹2,500 off on booking Air India flight tickets via website or app with a VISA card
Think about
Max. 15,000 accelerated reward points in a year
₹500 cashback welcome benefit valid until 31st Dec 2025
*Cashback capped at ₹1 lakh per account per month
*3.5% forex markup fee plus taxes applicable on all foreign currency transactions
*Cashback on forex spend offer valid till 30th Sep 2025
InstaBenefits offer valid till 30th Sep 2025
MakeMyTrip, Goibibo, Croma and Air India offers valid till 31st Aug 2025
MakeMyTrip & Goibibo offers valid on Thursdays and Fridays
Croma offer valid on EMI transactions
Samsung offer valid till 31st Dec 2025
BookMyShow offer valid till 30th Sep 2025
The Visa Platinum credit card offered by the HSBC bank is a lifestyle credit card, that offers exclusive benefits, including global acceptance and attractive rewards. It also comes with features like contactless payments, dining discounts, and convenient balance transfers at low interest rates. Read on to know more about the HSBC Visa Platinum credit card.
The key highlights about the HSBC Visa Platinum credit card are mentioned below:
Introductory offers:
The welcome offer provided with HSBC Visa Platinum credit card are mentioned below:
*TnC Applicable
The features and benefits of HSBC Visa Platinum credit cards:
The fees and charges applicable on HSBC Visa Platinum credit card:
Type of fee or charge | Amount (Rs.) |
Joining Fee | NIL |
Annual fee | NIL |
Interest rate | 3.75% per month |
Cash withdrawal fee | Overseas ATM: Rs.100 Non-HSBC ATM: Nil |
Charges for rental and related payments | 1% processing fee plus applicable taxes |
Fee for cash payments | Rs.100 |
Fee for bounced cheques, failed standing instructions (SI), or unsuccessful NACH payments | Rs.500 |
Balance transfer charges | Interest rate: 10.99% to 15.00% p.a. Processing fee of 1.50% up to Rs.200 |
Overlimit fee | 2.5% of the overlimit amount or Rs.500 (whichever is higher) plus GST |
Late payment fee | 100% of the minimum due amount (subject to a minimum of Rs.250 and a maximum of Rs.1200) |
Currency conversion fee | 3.5% |
Cash payment at HSBC branches | Rs.100 |
The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below:
If you are eligible to apply for the HSBC Visa Platinum Credit Card, please submit the following documents to complete your application:
You can apply for the HSBC Platinum Visa Credit Card through BankBazaar by following the steps mentioned below:
Step 1: Click on the 'Apply Now' button on this page.
Step 2: To find out if you are eligible to apply for the card, fill out the necessary information.
Step 3: The online application page will be displayed to the eligible applicant.
Step 4: Complete the online application and click the 'Submit' option.
Step 5: Upload the requested documents and submit them.
You will get an acknowledgement message with the Application ID on your registered mobile number after successfully submitting the application. You can use this Application ID to check the status of your credit card application.
The HSBC Visa Platinum Credit Card comes with no joining or annual fees.
The minimum annual income required is Rs.4 Lakh for salaried individuals.
The HSBC Platinum Credit Card offers a range of benefits including cashback on dining, fuel surcharge waivers, reward points on every purchase, and exclusive lifestyle offers. It may also include complimentary lounge access at select airports
The validity of reward points is typically tied to the credit card's anniversary year, so points must be redeemed before the year ends to avoid expiration.
Applicants should typically be between 18 and 65 years of age, with a stable source of income. Salaried individuals and self-employed professionals meeting the bank’s income criteria are eligible to apply.
Yes, the card typically offers a 1% fuel surcharge waiver on fuel transactions at select fuel stations, subject to monthly caps and minimum transaction limits.
Reward points can be redeemed through HSBC’s online rewards portal for vouchers, merchandise, air miles, or statement credit, depending on availability.
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