How is the credit limit of the add-on credit card assigned?

The limit for add-on credit cards is decided by the bank and sometimes, with the consultation of the primary cardholder.

How do I block the add-on credit card?

The add-on credit card can be blocked by logging in to the Bank of Baroda net banking account of the primary cardholder. Apart from this, the card can also be blocked by contacting the Bank of Baroda customer care number of the bank with the registered mobile number of the primary cardholder.

Can the reward points be redeemed on the add-on credit card?

The reward points for the add-on credit card can be redeemed only through the primary card.

How many add-on credit cards can I apply for?

You can apply for 3 add-on credit cards.

What do I do if the add-on credit cardholder loses the credit card?

If the add-on credit card has been lost as a primary cardholder, you have to inform the bank. The bank will then block the add-on credit card.

Will the primary credit cardholder's credit score reduce if the add-on cardholder does not pay the credit card bill in full and on time?

Yes, if the add-on credit cardholder fails to pay the credit card bill, the primary credit cardholder's credit score will reduce.

Bank of Baroda Add-on Credit Cards

The Bank of Baroda with their wide range of credit cards offers customers with a range of add-on credit cards as well. These cards are meant for the family or relatives of the primary cardholder and can avail the features and benefits of the primary card. Add-on credit cards come at no additional cost and with a credit limit decided by the bank.

Updated On - 06 Sep 2025

Features of Bank of Baroda Add-on Credit Cards

Free of cost
Comes with a range of features like the primary credit card.
You can apply for an add-on credit card or your siblings, spouse, and children (over 18 years of age).
The primary cardholder can track the transactions that have been made on the add-on credit card.
After speaking with the bank, you can set a limit for your add-on credit card.

Eligibility Criteria for the Bank of Baroda Add-on Credit Cards

The applicant must be above the age of 18.
Must be a family member or a relative of the primary cardholder.
You have to be a resident of India.

Documents Required to Apply for RBL Bank Add-on Credit Cards

Address Proof	Ration Card Passport Aadhaar card
ID Proof	Passport PAN card Ration card Driving Licence

Know How to Apply for Bank of Baroda Add-On Credit Cards Online

You will have to visit the bank and ask the representative to issue an add-on credit card for you. The benefits of the add-on credit cards are generally the same as the primary credit card. However, you have to check with your bank on the benefits you receive as an add-on credit cardholder.

Looking for lifetime free credit cards? Apply here!

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>

FAQs on Bank of Baroda Add-on Credit Card

How is the credit limit of the add-on credit card assigned?
The limit for add-on credit cards is decided by the bank and sometimes, with the consultation of the primary cardholder.
How do I block the add-on credit card?
The add-on credit card can be blocked by logging in to the Bank of Baroda net banking account of the primary cardholder. Apart from this, the card can also be blocked by contacting the Bank of Baroda customer care number of the bank with the registered mobile number of the primary cardholder.
Can the reward points be redeemed on the add-on credit card?
The reward points for the add-on credit card can be redeemed only through the primary card.
How many add-on credit cards can I apply for?
You can apply for 3 add-on credit cards.
What do I do if the add-on credit cardholder loses the credit card?
If the add-on credit card has been lost as a primary cardholder, you have to inform the bank. The bank will then block the add-on credit card.
Will the primary credit cardholder's credit score reduce if the add-on cardholder does not pay the credit card bill in full and on time?
Yes, if the add-on credit cardholder fails to pay the credit card bill, the primary credit cardholder's credit score will reduce.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.