AMC & Titanium Debit Card - South Indian Bank Complete Guide
Designed to offer maximum convenience and benefits, South Indian Bank debit cards will meet the requirements of every customer. Debit cards offered by South Indian Bank can be used for ATM cash withdrawal, utility bill payments, online shopping and ticket booking.
Table of Contents
- Titanium & Other Debit Card Types – South Indian Bank
- Who Can Apply for Titanium or AMC Debit Cards – SIB
- South Indian Bank Debit Card Limits – Titanium & Others
- International Usage Limits for SIB Titanium Debit Cards
- South Indian Bank Titanium Card – EMV Limits Explained
- Titanium Debit Card Benefits – South Indian Bank
Titanium & Other Debit Card Types – South Indian Bank
South Indian Bank customers can opt for RuPay, Maestro and VISA card as per their preference and needs. The bank has partnered with MasterCard International, NPCI and VISA Worldwide to offer the best services when it comes to debit cards. The following debit cards are offered by South Indian Bank.
- South Indian Bank Visa Classic Debit CardA multi-faceted debit card with high transaction and withdrawal limits.
- Visa Classic Debit Card can also be used for e-commerce transactions, both domestic and international and utility bill payments apart from ATM cash withdrawal.
- VISA Classic EMV chip cards are provided for more security and this card can be used internationally also.
- South Indian Bank Visa Gold Debit CardAn international debit card, Visa Gold card will delight every cardholder by offering utmost banking convenience.
- This card can be used at over 3 lakh merchant Point of Sale outlets across the country.
- This card is accepted at over millions of merchants across the globe so you don't have to carry other cards when travelling.
- South Indian Bank Visa Platinum Debit CardSpecially crafted to offer the benefits of cashless transactions
- The Visa Platinum debit card offers the highest purchase limits and withdrawal limits amongst all South Indian Bank debit cards.
- This card comes with EMV chip for enhanced security and can be used at all Indian and international merchant outlets.
- South Indian Bank Maestro Debit Card A quintessential debit card that offers all functionalities, Maestro debit card offered by South Indian Bank can be used for more than just cash withdrawals.
- Pay your mobile & electricity bills, insurance premium, mutual funds and also book movie & railway tickets and shop online with the Maestro Card.
- South Indian Bank RuPay Debit Card Promoted by the National Payment Corporation of India, RuPay debit cards are accepted at all major ATMs and PoS terminals in India.
- This card is offered to all South Indian Bank savings account holders as per their requirement.
- South Indian Bank RuPay PaySecure Debit Card
Who Can Apply for Titanium or AMC Debit Cards – SIB
The eligibility criteria for different debit cards offered by South Indian Bank is as below.
Debit Card | Eligibility |
South Indian Bank Visa Classic Debit Card | Customers holding any type of Savings Account and current accounts except no-frills account with South Indian Bank. |
South Indian Bank Visa Gold Debit Card | The following account holders are eligible for Visa Gold debit card - SB privilege gold, SB privilege silver, GSS Smart and GSS executive, Mahila savings account, Youth Plus account and CD premium account holders in standard, gold and silver categories. |
South Indian Bank Visa Platinum Debit Card | Visa Platinum debit card is given with Mahila Plus, NRE diamonds, Domestic Platinum and CD Platinum - Ruby and diamond category accounts. |
South Indian Bank Maestro Debit Card | Visa Maestro card is offered with all IndusInd current and savings account. |
RuPay Debit Card | RuPay debit card is offered by IndusInd bank with all BSBDA no frills savings account and SIB Junior account. |
South Indian Bank Debit Card Limits – Titanium & Others
The withdrawal and shopping limits for all South Indian Bank debit cards is as follows.
Debit Card Type | ATM Withdrawal Limit | Purchase Limit at PoS | Online Purchase |
South Indian Bank Visa Classic Debit Card | Rs.20,000 | Rs.1 lakh | Rs.30,000 |
South Indian Bank Visa Gold Debit Card | Rs.30,000 | Rs.1.5 lakh | Rs.40,000 |
South Indian Bank Visa Platinum Debit Card | Rs.50,000 | Rs.2 lakh | Rs.50,000 |
South Indian Bank Maestro Debit Card | Rs.20,000 | Rs.1 lakh | Rs.30,000 |
RuPay Debit Card - SIB Junior and BSBDA | Rs.15,000 | Rs.25,000 | Rs.25,000 |
RuPay Card - all other accounts except SIB Junior and BSBDA | Rs.20,000 | Rs.1 lakh | Rs.1 lakh |
International Usage Limits for SIB Titanium Debit Cards
Card Type | Foreign ATM Limit in INR | Foreign PoS shopping Limit in INR |
South Indian Bank Visa Classic Debit Card | Rs.10,000 | Rs.10,000 |
South Indian Bank Visa Gold Debit Card | Rs.15,000 | Rs.15,000 |
South Indian Bank Visa Platinum Debit Card | Rs.15,000 | Rs.15,000 |
South Indian Bank Maestro Debit Card | Rs.10,000 | Rs.10,000 |
South Indian Bank Titanium Card – EMV Limits Explained
Debit Card Variant | Daily Cash Withdrawal Limit | Daily Shopping Limit |
VISA Classic EMV | Rs.20,000 | Rs.1 lakh |
MasterCard World EMV | Rs.1 lakh | Rs.5 lakh |
Visa Platinum EMV | Rs.50,000 | Rs.2 lakhs |
Titanium Debit Card Benefits – South Indian Bank
- A Multipurpose Card: South Indian Bank debit cards can not only be used for cash withdrawals, but also for online ticket booking, utility bill payments and online purchases.
- Wide Acceptance: South Indian Bank debit cards are accepted at over 49,000 ATMs across India and at millions of ATMs across the globe. Not only that, you can enjoy purchases at over 3.5 lakh Point of Sale (PoS) terminals across the country.
- Guaranteed Security: SIB STM-cum-Shopping cards come with VISA & MasterCard secure code offering an extra level of authentication for added security. Also, SIB debit cards come with EMV chips for a more secure transaction.
- High Transaction Limits: SIB Debit cards come with high ATM withdrawal, online transaction and PoS transaction limits that spell more flexibility for the customer.
- International Acceptance: Select SIB Debit card variants are accepted internationally and can be used at ATMs and PoS centres abroad.
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
FAQs on AMC & Titanium Debit Cards - South Indian Bank
- Can I upgrade my debit card to a higher variant?
Yes, customers can upgrade the debit card to a higher type. For example, VISA Classic can be upgraded to VISA Platinum. This can be done by submitting a request to the parent branch and the new card will be issued based on your eligibility.
- Will I incur any surcharges if I use the debit card for fuel purchases?
Yes, 2.5% of the transaction amount or Rs.10 whichever is higher will be levied as surcharge when you use the SIB debit card for fuel purchases.
- How do I register for the 3D secure password?
3D secure password is mandatory for all transactions carried out online using the card. You can create the 3D secure password by registering through the SIB net banking portal. Alternatively, customers can also register when being redirected to 3D secure homepage when making an online transaction.
- What is the number of transactions that can be carried out at PoS terminals and at ATMs?
Using the South Indian Bank debit card, customers can carry out utmost 10 ATM withdrawal transactions using the card and 10 PoS/online transactions.
- What is the validity of my South Indian Bank ATM cum Debit card?
The ATM cards with magnetic strip are valid for 5 years and the validity of EMV chip cards is 5 years from the date of issue.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.