HDFC Debit Card - Know How to Apply Online

HDFC Bank debit cards offer excellent utility for various activities such as shopping, dining, movie ticket purchases, and entertainment. Customers are entitled to five free transactions at HDFC ATMs and three transactions at other bank ATMs. After exceeding these limits, a fee of Rs. 20 plus GST will be charged.

Updated On - 05 Sep 2025

Best HDFC Debit Cards in 2025

Here are some of the popular types of HDFC debit cards that you can apply for:

Debit Card

Annual Fee

Withdrawal Limits (Rs.)

HDFC Bank Millennia Debit Card

Rs. 500

Rs. 50,000

HDFC MoneyBack Debit Card

Rs. 200

Rs. 25,000 

HDFC EasyShop Imperia Platinum Chip Debit Card

Rs. 750

Rs. 1 Lakh

HDFC EasyShop Platinum Debit Card

Rs. 750

Rs. 1 Lakh

Times Points Debit Card

Rs. 650

Rs. 1 Lakh

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How to Apply for an HDFC Debit Card?

Apply for HDFC Bank Debit Card Online

Customers can apply for a Debit cum ATM Card online by following these simple steps:

Step 1:  Visit the HDFC Bank official website and log in using your credentials.

Step 2: In the Personal Banking section, select the "Pay" option.

Step 3: Go to the Cards section and choose the 'Debit Cards' option.

Step 4: Select the debit card that best suits your needs based on features such as Cashback, Travel, Lifestyle, Shopping, or Insurance.

Step 5: Submit all required documents and details as prompted.

Step 6: Complete the application process by submitting your details. You will receive your debit card within 2-3 working days.

Along with your card, you will receive a PIN (Personal Identification Number) to facilitate all transactions and payments.

Apply for HDFC Bank Debit Card Offline

To apply for an HDFC debit card, visit the nearest HDFC Bank branch. Fill out and submit the application form, selecting the debit card that best suits your needs based on its features. Submit the completed form to the bank manager. You will receive your HDFC debit card within 2-3 working days.

Features and Benefits of HDFC Bank Debit Card

HDFC Debit Card Features

The benefits of having an HDFC Bank debit card are as follows:

  1. Cashless Convenience: The HDFC Bank Debit Card offers a one stop solution for all your cashless transactions.
  2. Secure Online Payments: Your online payments are protected  and Verified by Visa, MasterCard SecureCode, Password / OTP for enhanced security.
  3. Exclusive Discounts: Enjoy attractive discounts on travel, shopping, dining, entertainment, and more with HDFC Bank debit cards.
  4. Offers and Insurance: Along with cashback offers, cardholders are eligible for insurance coverage of up to Rs.10 lakh.
  1. Expense Tracking: Receive timely SMS alerts to keep track of all your transactions and expenditures.

Eligibility Criteria for Applying for HDFC Debit Cards

To apply for an HDFC debit card, you must:

  1. Be a resident of India or a Non-Resident Indian (NRI).
  2. Hold an HDFC savings account, current account, super saver account, or salary account with the bank.

Different Types of HDFC Debit Cards in India

The various types of debit cards issued by HDFC Bank are listed below:

  • JetPrivilege HDFC Bank World Debit Card
  • EasyShop Imperia Platinum Chip Debit Card
  • EasyShop Platinum Debit Card
  • EasyShop Woman's Advantage Debit Card
  • HDFC Bank Rewards Debit Card
  • EasyShop Debit Card
  • EasyShop Business Debit Card
  • InterMiles HDFC Signature Debit Card
  • Times Points Debit Card
  • EasyShop NRO Debit Card
  • Hdfc Easyshop Classic Platinum Debit Card

JetPrivilege HDFC Bank World Debit Card

  1. Earn JPMiles and avail free flight tickets.
  2. You are also entitled to life insurance cover Rs.25 lakh.
  3. Save more when you refuel at any petrol station across India.
  4. JetPrivilege HDFC Bank World Debit Card is Equipped with EMV chip for enhanced security.
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EasyShop Imperia Platinum Chip Debit Card

  1. Get Rs. 1 cashback for every Rs. 100 spent at retail or online stores.
  2. Save more at all fuel stations in India.
  3. Daily ATM withdrawal limit: Rs. 1 lakh.
  4. Shopping limit: Rs. 5 lakh.
  5. Advanced encryption technology for fraud protection.

EasyShop Platinum Debit Card

  1. EasyShop Platinum Debit Card helps you save on fuel at petrol stations across India.
  2. Daily ATM withdrawal limit: Rs. 1 lakh
  3. Shopping limit: Rs.2.75 lakh
  4. Get Life insurance coverage of up to Rs. 10 lakh.

EasyShop Titanium Royale Debit Card

  1. Get Complimentary access to Clipper Lounges at Indian airports.
  2. Get 1% cashback on shopping at merchant outlets.
  3. Daily ATM withdrawal limit: Rs. 75,000.
  4. Shopping limit: Rs. 3.5 lakh.
  5. The Fuel Surcharge Reversal feature in this card for savings on fuel.

EasyShop Gold Debit Card

  1. The EasyShop Gold debit card carries safety features to protect transactions.
  2. Fuel surcharge waiver and cashback on purchases made online and at retail stores.
  3. Insurance coverage of up to Rs. 5 lakh.

EasyShop Business Debit Card

  1. EasyShop Business Debit Card helps to get 0.5% cashback on online stores and retail outlets.
  2. The Fire and Baggage Insurance protects your luggage from all damages.
  3. Save more when you refuel at any petrol station across India.

EasyShop Women's Advantage Debit Card

  1. Get Life insurance coverage of Rs. 5 lakh by using EasyShop Woman's Advantage Debit Card.
  2. Enjoy 50% discount on locker fees (first year).
  3. Avail Cashback on online and retail purchases, and at select BPCL fuel stations.

EasyShop NRO Debit Card

  1. Save more on fuel recharge at select BPCL petrol pumps.
  2. Daily ATM withdrawal limit: Rs. 25,000.
  3. Shopping limit: Rs. 2.75 lakh.
  4. Easyshop Rupay NRO card offers enhanced security and protects your transactions in case of theft or loss of the card.

HDFC Times Points Debit Card

  1. Customers can now earn points for online shopping, dining, and groceries.
  2. With Times Points Debit Card, Get 10% discount on lifestyle, entertainment, dining, and grocery purchases.
  3. Earn 2 times points for every Rs.150 spent.
  4. Personal accident cover up to Rs. 10 lakh.
  5. Fire and burglary protection of Rs. 2 lakh.
  6. Checked baggage insurance of Rs. 2 lakh.
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HDFC Bank Rewards Debit Card

  1. Earn up to 2,000 reward points every monthly.
  2. Avail a discount of 20% on Apollo branded products.
  3. Insurance coverage of Rs. 5 lakh.
  4. Fuel surcharge reversal option.

InterMiles HDFC Signature Debit Card

  1. Accumulate InterMiles and redeem free flight.
  2. Personal accident cover of up to Rs.25 lakh.
  3. InterMiles HDFC Signature Debit Card is that it comes with an EMV chip which provides a lot of security. 

MoneyBack Debit Card from HDFC – Benefits and Usage

  1. Money Back debit card allows you to save up to Rs.5000 annually.
  2. Get up to 1% cashback on apparels, education, insurance and grocery.
  3. You also get a voucher of Rs.500 after your transaction.

 Fees and Charges of HDFC Debit Cards

Type of Fee

Charges

Annual Fee

Varies depending on the card

Debit Card PIN Generation

Rs. 50

Card Replacement

Rs. 200

Transaction Decline Due to Insufficient Funds

Rs. 25

Foreign Currency Transaction Charges

3.5% per transaction

How to Generate an HDFC Debit Card Pin via OTP

Previously, when HDFC Bank customers required a new ATM PIN, the bank sent the customers physical copies of their new ATM PIN through the post. HDFC has now changed this practice, and customers who have forgotten their HDFC Bank ATM PIN can generate a new ATM PIN using HDFC's Go Green initiative.

The following are the steps to generate a new ATM PIN using HDFC's GO Green initiative:

Step 1: Call the HDFC customer care from the registered mobile number and request a change of ATM PIN.

Step 2: The bank then sends a 6-digit OTP as an SMS to the registered mobile number.

Step 3: Visit an HDFC ATM and insert the debit card.

Step 4: Select the 'Language' option, followed by 'Create new ATM PIN using OTP'.

Step 5: Enter the OTP sent by the bank, followed by the registered mobile number.

Step 6: Create a new 4-digit ATM PIN

Note: The bank levies a certain fee for changing an ATM PIN.

Know more Information on  HDFC ATM Card PIN Generation Process  

How to Block an HDFC Debit Card

You can block an HDFC debit card by calling the bank’s customer care number, via SMS or using HDFC Net Banking:

  1. By calling HDFC customer care: You can contact the bank on 24*7 helpline number 1800-258-3838/ 1800-210-0018 and get your debit card blocked.
  2. By sending an SMS: Send an SMS on 5676712 using your registered mobile number to block your debit card.
  3. Through HDFC Net Banking: To block your debit card via NetBanking, log in with your User ID and password; go to the Debit cards tab and select the option ‘Debit Card Hotlisting’.

Additionally, you can also visit the nearest HDFC Bank branch and submit a form to block or cancel your debit card.

Note: For Any queries on HDFC Debit Card contact customer care at: 18002026161 / 1860 267 6161

FAQs on HDFC Debit Card

  • What is the procedure to replace a damaged HDFC bank debit card?

    Call up the HDFC phone banking department to provide them with the details of your lost card and put in a request for the issue of a new card.

  • Can I use my HDFC debit card to make purchases online?

    You can make purchases not only at merchant locations but also online shopping portals.

  • What should I do if my HDFC debit card is not working?

    There could be a technical issue and we advise you to call up the phone banking department and resolve the issue.

  • Do I need a new PIN for a replaced HDFC debit card?

    No. You don't need a new PIN for a replaced HDFC debit card. In case of theft or loss of your card, a new card with the same PIN as before, is issued.

  • Are there any charges applicable on Imperia Platinum Chip Debit Card?

    If you are shopping at a merchant location, there are no transaction charges applicable on Imperia Platinum Chip Debit Card. If any fuel surcharge is levied, it will be reversed within 75 days from the date of levy of the surcharge(up to Rs.750 per month). You can use Imperia Platinum Chip Debit Card at all HDFC ATMs free of charge.

  • What should I do If I have a void transaction on my Imperia Platinum Chip Debit Card?

    You will have to fax us a copy of the void transaction slip. Simultaneously, you can also send an email to support@hdfcbank.com or submit the same at your nearest HDFC Bank branch.

  • What are the offers I will get as an HDFC Times Debit Card Holder?

    As an HDFC Times Debit Card Holder, you will receive 20 welcome offers from multiple leading e-com merchants from India. Also, there will be more than 350 offers on a regular basis on any given day.

  • Can HDFC debit card be used in any ATM?

    Yes, the cards issued by HDFC bank in India can be used at any bank ATM within India. 

  • What is the withdrawal limit from an HDFC ATM?

    You can withdraw up to Rs 10,000 a day using an ATM card from an HDFC Bank ATM and Rs 25,000 or more using a debit card (depending on the kind of card you have). 

  • How many free ATM transactions are allowed with an HDFC Debit Card?

    HDFC Bank offers 5 free transactions per month for savings and salary accounts at HDFC Bank ATMs. 3 free transactions at metro ATMs, and 5 free transactions at non-metro ATMs for other banks. 

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