Debit Cards For Online Shopping 2025

1. EasyShop Platinum Debit Card
2. Times Points Debit Card
3. RuPay Premium Debit Card
4. HDFC Bank Rewards Debit Card

1. EasyShop Business Debit Card
2. EasyShop Woman’s Advantage Debit Card

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State Bank of India (SBI)

SBI is one of the biggest Indian lenders that offers a wide range of debit cards to the customers. The banks offer customers discounts on flight tickets, e-commerce shopping, dining, electronics and others. The following are offers available on SBI debit cards:

1. SBI MasterCard Debit Card: A discount of 6.00% to 10% on booking on domestic flights and hotel accommodation through MakeMyTrip website.

ICICI Bank

ICICI Bank debit cards make online shopping way easier. The bank provides online shopping offers on different categories such as electronics, apparels, and many more.

Some of the discounts available on various brands are:

1. Lenskart
2. Amazon
3. Vivo
4. Whirlpool
5. Toshiba
6. Surt Diamond

ICICI Bank provides mainly two types of debit cards:

Expressions Debit card

1. Offers high daily spending limit of Rs.5 lakh and Rs.2 lakh for domestic and international purchases, respectively.

1. Provides rewards 2 and 4 points on domestic and international purchases, respectively, on every Rs.200 using this debit card.

Gemstone Debit Card

1. Provides Rs.5 lakh and Rs.2 lakh purchase limit on domestic and international transactions, respectively.

Kotak Mahindra Bank

Kotak debit cards are widely accepted cards that ensure a safe and cashless transaction offline and enable users to avail various deals and discounts. Following are the Kotak Debit cards offers to the customers:

1. Privy League Signature Debit Card
2. RuPay Debit Card
3. Platinum Debit Card
4. Classic One Debit Card
5. World Debit Card
6. Kotak PVR Debit Card
7. Infinite Wealth Management Debit Card
8. Privy League Platinum Debit Card
9. Jifi Platinum Debit Card

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Top Pages on Debit Card

1. Airport Lounge Access Debit Cards in India
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4. Kotak Debit Card PIN Generation
5. How to Withdraw Money from ATM without Debit Card

Axis Bank Debit Cards

Another leading bank to offer debit cards is Axis Bank.  Make online shopping a breeze with the Axis Bank range of debit cards which feature enhanced security for your online transactions besides offering discounts and offers.

Some of the most popular debit cards offered by Axis Bank for online shopping are:

1. Axis Bank Privee Debit Card

1. Priority Platinum Debit Card
2. Ladies first Debit Card
3. Titanium prime Debit Card
4. Titanium Rewards Debit Card
5. Gold Plus Debit Card

1. MasterCard Classic Debit Card

Yes Bank Debit Cards

Enjoy browsing through online stores for a range of lifestyle needs like clothing, electronics, gifts, travel and holidays, consumer items, groceries and much more.  Also, all your online transactions are secured each time you shop online.

The YES bank debit cards provides various offers to the cardholder through Yes Cart, which includes:

1. Yes- Rewards
2. Yes Previleges Offers

1. Yes Personalisd Offers

Yes Bank offers a well-appointed range of debit cards, some of which are:

1. YES Premia World Debit Card
2. YES Prosperity Platinum Debit Card
3. YES Prosperity Titanium Plus Debit Card

1. YES Prosperity Titanium Debit Card
2. YES Bank Visa Platinum Debit Card

 IndusInd Bank Debit Cards

One of the most leading banks and provider of debit cards in India is IndusInd Bank. The bank has introduced a wide range of debit cards for customers, catering to a wide range of lifestyle needs and choices. The following are some of the key features of these cards:

1. High shopping limit of up to Rs 2.50,000 or online transactions 
2. Offers exciting discounts and cashback offers when you shop at online stores with the help of IndusInd Bank Debit Cards

Some of the more popular debit cards offered by IndusInd for online shopping are:

1. Platinum Plus Debit Card
2. International Classic Visa Debit Card

1. International Gold Visa Debit Card
2. Maximum Platinum Visa Debit Card
3. Signature Debit Card and the Platinum Premier Debit Card

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FAQs on Debit Cards for Online Shopping

• Is a debit card good for online shopping?

  Using debit card for online shopping is not always a good option as you lose cash immediately. Credit cards offer a high purchase limit that depends upon your credit score, while the purchase limit through debit card depends upon the card type and the balance available on your account. 

• Can I convert my debit card purchases into EMIs?

  Yes, you can convert your debit card purchases into EMI either post purchase or during the time of purchase depending upon the type of card and the bank policy. It also depends upon the merchant whether EMI option is available or not against the purchase made through a specific debit card. 

• Is Amazon safe to buy from using a debit card?

  Yes, it's safe to use debit cards while shopping at Amazon. But you can also opt for Amazon Pay that protects your transaction with state-of-the-art encryption, keeping your financial data safe. 

• Can RuPay card be used for online shopping?

  Yes, RuPay cards can be used for online shopping at domestic gateways and not on international level. Contact the customer care of the respective banks to get more information regarding the bank’s RuPay card facilities. 

• Which bank debit card is best for online shopping?

  HDFC is the best bank for online shopping which has excellent offers and rewards along with cashback points.

• Will I always be required to enter a 3D Secure Password while shopping online?

  No, you will not be asked to provide your 3D Secure Password by all merchant websites. Only those online merchants who have enrolled for this service will ask you to provide this code. However, it is mandatory for all merchants in India to be registered for this service for all online transactions.

• Is two-factor authentication mandatory for online purchases?

  As per the RBI, all online transactions must go through a 2^nd level authentication when the transaction is carried out.

• Can I pay bills online using my HDFC debit card?

  Yes, you can conveniently pay bills using your HDFC debit cards.

• What cashback can I get on the HDFC Women’s Advantage Debit Card for online shopping?

  You can get cashback up to 0.5% on your online shopping transactions using your this debit card.

• What are the online safety features of these debit cards?

  The Yes Bank Debit Cards come with PIN and CHIP level of protection for secure online transacting.

• Will I get updates or alerts for the transactions that I make with my debit card?

  Yes, you will automatically get alerts on your registered mobile number for any transactions which you make with your debit card.

• What do I do if I have lost my debit card?

  In case of loss of debit card, please report the loss immediately to the bank.

• How are my online transactions protected?

  Axis Bank offers the Verified by Visa and MasterCard Secure Code service to protect your online transactions at all times. You can easily register for any of these services, depending on whether you have a MasterCard or Visa debit card.

• What safety feature do IndusInd debit cards carry for online shopping?

  You can easily sign up for Verified by Visa to make secure online transactions, a feature common across all IndusInd debit cards.

• Do I get any cashback or reward points for making online transactions with my IndusInd debit card?

  Yes, you get to enjoy cashback and points for all your online transactions with the Accelerated IndusMoney Program.