HDFC Times Points Debit Card
The Times Points Debit Card offered by HDFC Bank allows you to save more with the help of the digital loyalty program. If you wish to opt for the hdfc debit card, the annual fee that must be paid is Rs.650 plus taxes.
Features and Benefits of HDFC Times Points Debit Card
The main features of the Times Points Debit Card offered by HDFC Bank are mentioned in the table below:
Fire and Burglary: Sum assured is Rs.2 lakh.
EMI: In case of any smartphones, apparel, furniture, and electronics spends above Rs.5,000, the transaction can be converted to EMIs at no additional cost.
Airport Lounge Access: Complimentary lounge access is provided at airports in India with 1 per Calendar Quarter.
Auto-pay facility on HDFC Debit Card:
- Customers can avail the facility of auto-pay on their HDFC debit card.
- For the first 12 months after signing up for automatic bill payments through BillPay with an HDFC Bank Debit Card, enjoy 5% Cashback.
- Customers will get a maximum cashback of Rs.1800 per year.
Contactless payment option: The HDFC Bank Times Point Debit Card supports contactless transactions, enabling quick, simple, and safe payments at retail establishments.
Baggage Insurance: With HDFC Bank Times Point Debit Card, customers can claim baggage insurance of up to Rs.2 lakh
Withdrawal Limits of Times Points Debit Card
Transaction Limit | Limit per day |
Daily Shopping Limit (Domestic) | Rs.3.5 lakh |
Daily ATM Withdrawal Limit (Domestic) | Rs.1 lakh |
POS limit | Maximum POS limit of Rs.10,000 per month. |
Eligibility of HDFC Times Points Debit Card
The eligibility criteria that must be met to apply for the HDFC Bank Times Points Debit Card are mentioned below:
- NREs and residents can apply for the card.
- Resident Indians must have a Salary Account, Loan Against Shares Account, Current Account, or Savings Account to apply for the card.
- Individual account holders can opt for the card as well.
Fees and Charges of HDFC Times Points Debit Card
The below-mentioned fees and charges are levied by the bank:
Fee Type | Charges |
Annual Fee | Rs.650 plus taxes |
Reissuance/ Replacement Charges | Rs.200 plus taxes |
Usage Charges |
|
ATM PIN Generation | Rs.50 plus applicable charges |
FAQs on HDFC Times Points Debit Card
- Does HDFC Times Point Debit Card have airport lounge access?
Yes, HDFC Times Point Debit Card has airport lounge access.
- How can I redeem my HDFC Time Points Debit Card points?
You can redeem your HDFC Times Points Debit Card points by logging into the net banking portal of HDFC Bank.
- What is the use of times points in HDFC Debit Card?
HDFC Bank introduced the concept of Times Point debit card which uses times points as a digital loyalty program. The Times Points Debit Card offers a wide range of advantages for restaurants, online retailers, and grocery stores.
- How can I apply for a HDFC Bank Times Points Debit Card?
You can apply for a HDFC Bank Times Points Debit Card by visiting your nearest HDFC Bank branch.
- What is the daily ATM withdrawal for HDFC Times Point debit card for domestic withdrawals?
The daily ATM withdrawal for HDFC Times Point debit card is Rs.1 lakh for domestic withdrawals.
- Do I need to pay any fee for ATM PIN generation?
Yes, you need to pay Rs.50 for ATM PIN generation.
- Can I earn reward points from HDFC Times Point debit card?
Yes, you can earn reward points from HDFC Times point debit card.
Kankana Mukherjee is an engineer and has over 4.5 of experience in content writing. Combining the expertise in financial content writing achieved in her 2 years association with BankBazaar, and a knack for clear and engaging content, Kankana simplifies complex financial concepts and offers practical insights to help readers make informed decisions and achieve financial success.
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