Royal Enfield Two-Wheeler Insurance

• Road Side Assistance – The unexpected can happen anywhere. Make sure you are prepared to. With your royal Enfield insurance cover, you get Road side Assistance, which provides mechanical and any other assistance which the rider might require until they are moved to a safer spot.
• Cash Less Settlement At All Network Garages – Enjoy the facility of cashless claim settlement at garages which are a part of your insurance provider’s network. This means that, in case your motor bike has sustained any damage following an accident, the cost of repairs will be paid by the insurance provider to the garage workshop and you do not have to pay anything from your pocket.
• Engine Protection Coverage – The engine of a Royal Enfield features advanced mechanics. While the vehicle is built to withstand routine wear and tear, any serious damage can affect the normal functioning of the vehicle. Two wheeler insurance policies designed for Royal Enfield motor bikes offer Engine Protection coverage which covers damage to the engine or any parts of the engine, as per pre-specified policy guidelines.
• Third Party Liability Coverage – Third party liability coverage is a mandatory requirement as per the Motor Vehicles Act of 1988. This cover protects you in case any legal liability may arise following an accident where the insured vehicle has caused damage to any third party property or any third party individual who may suffer permanent disability or death, as a result of the accident.
• Personal Accident Coverage (Driver And Owner) – Two wheeler insurance policies for Royal Enfield motorbikes also provide Personal Accident cover for the rider and owner of the motorbike. This means that the insurance company will provide a certain sum as Personal Accident Cover in case the rider or owner of the vehicle sustains any permanent disability or dies following an accident while driving the insured vehicle.

How To Ensure You Get The Best Insurance For Your Royal Enfield?

Royal Enfield motorcycles are one of the higher end motor bikes available in India. Considering that, these bikes also require adequate them from a variety of risks and perils. Also, the premiums and deductible for Royal Enfield motorbikes will be comparatively higher than those of most other motorbikes which fall in lower segments. Considering all this, it is important that you choose the right insurance cover for your royal Enfield motorbike.

Royal Enfield motorcycles are primarily designed for a rugged terrain, while also equally suited for regular riding. Therefore, the ideal insurance policy for the bike should not only cover risks involved in every day travel but also for long distance driving, for minor and major risks. Do your research thoroughly before you settle in on a certain policy. Compare different factors like premiums, coverage provided, claim settlement process, garage network, branch office, online policy availability and renewal, among others to gauge if the policy is suited to your needs. Also, check for user reviews for the policies that you shortlist as they can give you real-time concerns which policy holders might have faced. Many insurance providers also provide discounts on policy premiums for drivers who may be members of an automobile association or have approved anti-theft devices fitted in their vehicle.

Insurance Companies Offering Royal Enfield Bike Insurance are

There are currently two insurance companies which provide two wheeler insurance for Royal Enfield motor bikes. Both Bajaj Allianz and HDFC Ergo provide comprehensive coverage for Enfield motorbikes.

Different Models Offered by Royal Enfield

1. Royal Enfield Bullet
2. Royal Enfield Continental GT
3. Royal Enfield Thunderbird
4. Royal Enfield Bullet Electra Twinspark
5. Royal Enfield Bullet 500 Twinspark
6. Royal Enfield Classic Chrome
7. Royal Enfield Classic
8. Royal Enfield Classic Desert Storm