Bajaj Two Wheeler Insurance

Bajaj Two Wheeler Insurance Coverage

1. Man-made calamities: Damage or loss to your two wheeler due to events such as burglary, riot, theft, malicious act, accident caused by third-party, strike, vandalism, terrorist activity, any damage caused in transit by inland waterway, road, rail, lift, elevator or air.
2. Natural calamities: Damage or loss to your two wheeler due to fire, explosion, self-ignition or lightning, flood, earthquake, typhoon, storm, hurricane, tempest, cyclone, inundation, hailstorm, landslide, frost and rockslide.
3. Third Party Legal Liability: The policy offers you protection against legal liability arising out of accidental damages, causing permanent injury or death of a person, as well as damages to third-party property.
4. Personal Accident Cover: Get coverage of up to Rs.1 lakh as personal accident cover for the individual owner/driver of the vehicle, while driving, travelling, mounting or dismounting from the two wheeler. There is also an optional personal accident cover available for co-passengers.

Bajaj Two-Wheeler Insurance Claims Process

1. In order to register a claim, first, you have to place your Two Wheeler for Repair in a network garage where you will be able to avail the cashless facility.
2. In the event of theft, you have to file a police complaint immediately in writing and inform the company as well.
3. Once this is done, you have to officially register your claim. You can register your claim by calling the customer care center and providing some basic information. Once this process is complete, you will receive a claim reference number.
4. Next step is Survey and Claim Settlement that is done by Bajaj Auto.
5. Submit a copy of your documents to the garage/dealer and get it verified with the originals. After completion of repair at the preferred garage, Bajaj Auto will make a payment directly.

Bajaj Bike Insurance Exclusions

1. General ageing, wear and tear of the vehicle is not covered.
2. Electrical/Mechanical breakdown.
3. If damage or loss occurs to the vehicle when it is not used in accordance with limitations of use.
4. Damage caused by/to a person driving without a valid license.
5. If a drunk person or a person under the influence of drugs is driving, then damages incurred won't be covered.
6. Damage or loss arising out of war, nuclear risk or mutiny.
7. Wear and tear of parts like tyres and tubes is not covered, unless the vehicle is damaged at the same time. If this is the case, the company liability will be limited to only 50% of the replacement cost.

Different models of Bajaj Two-Wheelers are

1. Bajaj Avenger 220 DTS-i
2. Bajaj Pulsar RS200
3. Bajaj Pulsar AS200
4. Bajaj Pulsar AS150
5. Bajaj Pulsar NS200
6. Bajaj Pulsar 220
7. Bajaj Pulsar 180 DTS-i
8. Bajaj Pulsar 150 DTS-i
9. Bajaj Pulsar 135 LS
10. Bajaj Discover 150F
11. Bajaj Discover 150S
12. Bajaj Discover 125T
13. Bajaj Discover 125M
14. Bajaj Discover 100T
15. Bajaj Discover 100
16. Bajaj Platina 100
17. Bajaj CT 100
18. Bajaj Discover 10M
19. Bajaj Pulsar 135