An income tax refund is the amount of money that the government returns to a taxpayer when they have paid more tax during a financial year than what they actually owe.
It is important to know the PAN and assessment year in order to check the status of the refund. There are the three different ways by which you can check the income tax refund status online 2024-25 are mentioned below:
The two ways to check refund Status are:
Follow the given steps to get refund status via E-Filing Website:
Step 1: Visit the official e-Filing portal.
Step 2: Enter your User ID (PAN/Aadhaar number).
Step 3: Enter your password on the next screen and log in.
Step 4: Click on the ‘e-File’ tab, select ‘Income Tax Returns’, and then choose ‘View Filed Returns’.
Step 5: The status of your income tax returns will be displayed.
Step 6: Click on 'view details' to check the status of your income tax refund.
Step 7: You can now view the complete refund process, including the due date and other relevant details, as shown in the image below.
Follow the given steps to get refund status via TIN NSDL Website:
Step 1: Visit the official NSDL website.
Step 2: Enter your PAN, select the appropriate Assessment Year, and enter the Captcha code.
Step 3: Click on ‘Proceed’ to view the status of your refund.
Step 1: Log in to the Income Tax e-Filing portal.
Step 2: Go to the 'e-File' tab and select ‘Income Tax Returns’ > ‘View Form 26AS’.
Step 3: You’ll be redirected to the TRACES website. Click on ‘Confirm’ to proceed.
Step 4: On the TRACES page, choose the Assessment Year and select ‘HTML’ or ‘PDF’ format.
Step 5: Click on ‘View/Download’ to access your Form 26AS, which shows all TDS deposited, advance tax paid, and refund status (if applicable).
Status | Meaning |
Not Determined | Your return is submitted, but the refund amount hasn’t been calculated yet. |
No e-Filing for this Assessment Year | You haven’t filed your return online for this year, or you filed it manually. |
Refund Paid | Your refund has been successfully credited to your bank account. |
ITR Processed & Sent to Refund Banker | Your return is processed, and the refund is on its way to your bank. |
Refund Unpaid | Refund couldn’t be delivered—there may be an issue with your bank details. |
No Demand No Refund | Everything is correct—no extra tax to pay, and no refund due. |
Demand Determined | The tax department says you owe more tax, so no refund will be given. |
Contact Jurisdictional Assessing Officer | The tax department needs some clarification—please contact your local officer. |
Rectification Processed, Refund Sent | Your correction was accepted, and your refund is being sent. |
Rectification Processed, No Demand No Refund | Your correction was accepted, but there’s no extra tax or refund. |
Rectification Processed, Demand Determined | Your correction was accepted, but you still owe tax. Pay within 30 days. |
If your income tax refund has failed or is delayed, you can request for it to be reissued by following these steps:
Step 1: Visit the official e-Filing portal.
Step 2: Enter your User ID, PAN, or Aadhaar Number.
Step 3: Enter your password to log in.
Step 4: In the dashboard, click on the ‘Refund Reissue’ option under the ‘Services’ category.
Step 5: If your refund has failed, click on ‘Create Refund Reissue Request’.
Step 6: Select the relevant assessment year and click on ‘Submit’ under the ‘Response’ section.
Step 7: Fill in your Bank Account Number, Account Type, IFSC Code, and Bank Name, and then click ‘Submit’.
Step 8: After submission, the refund amount will be processed and credited to your bank account within a few days.
The payment of your income tax refund can be made in two ways:
Income tax refunds can be credited directly to your bank account via NECS (National Electronic Clearing System) or RTGS (Real-Time Gross Settlement). To ensure timely credit of the refund, make sure to provide accurate bank details, including your communication address, bank account number, and the IFSC code of your bank branch. Providing correct information helps ensure smooth and efficient refund processing.
If your bank account details are incorrect or incomplete, the refund will be sent to you through a cheque delivered to your registered address.
Here are some common reasons why your income tax refund may not be credited:
If your refund status shows “Unpaid,” verify your bank details in the e-Filing portal and request a refund reissue under the “Services” section.
Yes, you can update your bank account by adding and pre-validating a new account in your e-Filing profile before raising a refund reissue request.
Yes, if your refund is delayed, you are entitled to receive interest at 0.5% per month (or part of a month) on the refund amount, as per Section 244A of the Income Tax Act.
You are eligible for an income tax refund if you have paid more tax than your actual tax liability. The refund is calculated while filing your ITR (Income Tax Return).
You can claim an income tax refund after filing your ITR. The deadline for filing returns and claiming a refund for any Assessment Year (AY) is 31st December of the relevant financial year.
It generally takes 30 to 45 days after processing for the refund to be credited to your bank account.
Yes, you can check your refund status online through the Income Tax e-Filing portal or the NSDL TIN website.
An income tax return (ITR) is a form where you declare your income and tax details. An income tax refund is the amount returned to you if you have paid excess tax.
You can contact the Income Tax Helpdesk at 1800-180-1961 or email refunds@incometax.gov.in.
No, the refund itself is not taxable, as it's a return of excess tax paid. However, any interest received on the refund is taxable and must be reported in your ITR.
Yes, you must file your ITR to claim any refund for excess tax paid during the financial year.
Yes, you can file revised returns multiple times, but only within the time limit, currently up to 31st December of the relevant assessment year, unless extended by the government.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.