Bandhan Bank Home Loan

Get home loans at competitive interest rates starting from 8.41% p.a. with Bandhan Bank. You can extend the tenure up to 30 years.

Bandhan Bank Home Loans

  • Attractive rates starting from 8.41% p.a.
  • Flexible tenure of up to 15 years
  • Minimal documentation required
  • Insurance facility available

Bandhan Bank Home Loan Interest Rate

Interest Rate

8.41% p.a.

Check Eligibility

Compare: Home Loan Interest Rate all Banks

Bandhan Bank Home Loan

Bandhan Bank Home Loan Schemes Interest Rates

Given below are the interest rates for different schemes:

Schemes

Interest Rate for Salaried

Suraksha Home Loan

9.15% p.a. - 13.32% p.a.

Sajavat Home Loan

9.15% p.a. - 13.32% p.a.

Su-awas Home Loan

13.00% p.a. - 15.00% p.a.

Suvidha Home Loan

9.15% p.a. - 13.32% p.a.

Bandhan Bank Home Loan EMI Calculator

Your home loan EMI (Equated Monthly Instalment) depends on several factors like the loan amount, tenure, and rate of interest, among others. To plan your finances in a better way or compare other banks' home financing schemes, it's always advised to calculate your monthly instalment and processing fee beforehand.

You can do that by using BankBazaar Bandhan Bank Home Loan EMI Calculator. The entire process is simple and hassle-free with a quick turnaround time. Just enter all the details pertaining to your loan, including the processing fee, amount, interest rate, and tenure. Now click on the button "calculate" to check your EMI. You can also view your monthly repayment schedule via an amortisation table.

Bandhan Bank Home Loan Eligibility Criteria

Age

23 years to 65 years

Type of Employment

Salaried and self-employed

Nationality

Resident Indian

Documents Required

For salaried

  • Identity proof
  • Residential address proof
  • Last three months' salary slips
  • Last six months' bank statements
  • Existing loans repayment details
  • Property-related documents

For self-employed

  • Identity proof
  • Residential address proof
  • Last six months' bank statements
  • Business details
  • Existing loans repayment details

Compare PNB Home Loan Interest Rate with other Banks

Name of Bank

Interest Rate

SBI 

8.50% p.a. onwards

HDFC Bank Limited

8.75% p.a. onwards

Axis Bank

8.75% p.a. onwards

ICICI Bank

8.75% p.a. onwards

Kotak Mahindra Bank

8.75% p.a. onwards

LIC Housing Finance

8.50% p.a. onwards

Tata Capital Housing Finance

8.75% p.a. onwards

Bank of Baroda

8.15% p.a. onwards

L&T Finance Limited

8.65% p.a. onwards

Federal Bank

8.80% p.a. onwards

IDFC First Bank

8.85% p.a. onwards

Bajaj Housing Finance

8.50% p.a. onwards

FAQs on Bandhan Bank Home Loan

  • What's the maximum loan tenure?

    You can take the loan for a maximum period of 15 years.

  • Is it necessary to insure the property?

    Yes, the property has to be insured against perils or unforeseen events throughout the tenure of the loan.

  • Can I transfer my existing loan to Bandhan Bank Home Loans?

    Yes, the bank offers balance transfer facility through which you can transfer your existing loan. You can do so if you are not happy with the concerned bank's services or the interest rate charged. In such cases, you can transfer the amount and pay your loan with lower rates.

  • How will the bank check my eligibility?

    Your monthly income, credit score and history, and existing loans' details will be considered by the bank before offering you the final financing amount.

  • Can I get a top up on my loan?

    Yes, top up loans can be availed through the balance transfer facility. However, get in touch with the bank to know the top up amount.

  • Are there any part-payment or foreclosure charges?

    No, you don't have to pay anything for part-payments or foreclosure of the loan.

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