Future Generali Home Insurance

Future Generali provides a comprehensive solution to customers and organizations by offering product and services in retail, commercial, personal and rural insurance. Currently, the company has evolved as the most trusted total insurance solutions company.

From buying a house to building a home out, be it decorating it with tiny objects over the years or planning its architecture and interiors,

Every step involved in building and acquiring a home is an experience to cherish. A huge financial investment coupled with intense emotional involvement is an essential to attain the dream of building your home. Your house is your most important asset definitely deserves the best protection and care from various dangers, threats and unforeseen circumstances. It is really important to choose a comprehensive home insurance policy to fulfil this purpose. Future Generali provides an all-inclusive insurance plan to shield your house from dangers.

Features and Benefits

1. The policy can be availed throughout India.
2. Quick and prompt claim settlement
3. The policy can be availed for the house owned by you
4. In case you are a tenant, you can insure the contents available inside the house
5. Coverage is provided for loss or damage to domestic and electronic appliances like laptops, cameras, etc.
6. The policy provides coverage against tenant’s legal liability, domestic help compensation and public liability
7. The policy provides coverage for crockeries, baggage, cycle, cash withdrawal using ATM card, fraud and misuse of credit card, cost incurred for veterinary treatment
8. This single claim protects you and your family against and house every possible dangers
9. Extremely affordable and attractive premium rates
10. All valuable items including jewellery is covered under this policy

What is Covered Under this Policy

Future Generali Home Insurance has been innovatively designed to suit the varied needs of every customer. The policy covers your house, your family against the following dangers –

1. Loss or damage to crockeries, baggage, cycle
2. Fraudulent cash withdrawal using your ATM card, fraud and misuse of credit card resulting out of theft and breakage into your house
3. Cost incurred for the treatment of your pets is covered
4. Valuable items, including jewellery is covered under this policy
5. The policy protects the insured against tenant’s legal liability, domestic help compensation and public liability
6. For a rented house, the policy provides coverage for the contents inside the house
7. Coverage is provided for loss or damage to portable equipment, domestic and electronic appliances like laptops, cameras, etc.

Policy Exclusions

There are certain things which aren’t covered/included under Future Generali Home Insurance policy –

1. Loss or damage of property due to wear and tear/depreciation
2. Any loss and damage caused to goods of consumable and perishable nature
3. Any kind of consequential loss or damage is not covered by this policy
4. Loss or damage caused to any kind of communication devices, including mobile phones is not eligible to be covered under this policy

How to buy Future Generali Home Insurance?

You can buy Future Generali Home Insurance with maximum ease, minimum effort, and really quickly, by following the steps mentioned below –

• Get an online quote by generating your quote online. This would require you to select the covers you need under the policy, while you also get the freedom to opt for additional coverages. This is an essential and additional protection for your valuables.
• The company needs to be provided with the details of the house which you want to insure. Along with filling this up, you also have to fill in the correct details of contents you have chosen to be insured.
• After confirmation of the premium to be paid, you need to agree to the terms and conditions provided by the company. Once this is done, just select your preferred payment method and complete the payment.
• Future Generali provides you with the choice of downloading your policy schedule. You can keep a hard copy of the same for your own reference. A soft-copy of the policy is also sent to the insured via email.

Future Generali Insurance Claim Process

The claim settlement process is quick and hassle-free and simple provided the correct documentation is in place. As soon as the claim occurs, the insured has to initiate the claim by getting in touch with the company. Within 7 business working days of initiating the claim (along with the completed documentation process), Future Generali Insurance will send an assigned claims settlement team to examine the extent of damage to your property, and judge the authenticity of your claim. Then the final assessment report and necessary documents to the company after a thorough examination of the loss/damage incurred by the insured. The company will take the necessary steps thereafter to settle the claim. Future Generali also provides customers with an in-house team of professionals who can give specialized advice.

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