Bajaj Allianz Home Insurance

If you want to provide your home with protection against all kinds of unforeseen incidents, this is the insurance policy you should opt for. It offers comprehensive coverage against a wide range of risks such as burglary, fire, natural calamities etc. It comes with 3 different plans, which are: Agreed Value Basis, Reinstatement Value Basis and Indemnity Basis. You can choose a plan that suits your needs the most.

Features and Benefits of Bajaj Home Insurance

1. It offers complete protection for properties, their contents and the interests of the insured individuals along with members of their family.
2. It provides protection to your home against losses from burglary, natural calamities and fire.
3. It comes with attractive rebates and affordable premiums.
4. It offers coverage for works of art, jewelry and other valuables.
5. It comes with many add-ons that can help you customize your policy and increase its coverage.
6. It comes with benefits for renting an alternate accommodation.
7. It comes with policy periods of 1, 2 and 3 years.

Bajaj Allianz House Insurance Add-Ons

1. Loss of rent cover
2. Keys and locks replacement cover
3. Temporary resettlement cover
4. ATM withdrawal robbery cover
5. Public liability cover
6. Dog insurance cover
7. Employees compensation cover
8. Lost wallet cover

Exclusions

1. Non-disclosure of information about any material, misdescription or misrepresentation
2. Pre-existing damages
3. Manufacturing defects of electronic, mechanical and electrical items

Eligibility

1. Owner and occupant of an independent house/ flat/ apartment that is aged less than 30 years and is not of kutchaa construction can opt for this policy to insure the structure and/or its contents.
2. Tenants and other occupants (non-owners) of a residential structure can opt for this policy to insure its contents.

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House Holders Package Policy

It is an insurance policy designed to protect your house and its contents against the uncertainties of life such as fire, natural calamities, burglary etc.

Features and Benefits

1. It comes with affordable premiums
2. It offers attractive rebates to the policy holders.
3. It offers protection for properties, electronic and domestic appliances and the interests of the insured individuals along with members of their family.

What is covered?

1. Fire & Allied Perils
2. Jewelry & Precious Items
3. Burglary & Theft
4. Electronic Equipment & Domestic Appliances (breakdown)
5. Baggage
6. Pedal Cycles
7. Plate Glass
8. Workmen's Compensation/ Personal Liability
9. Personal Accident Insurance

Exclusions

1. Jewelry, valuables and precious items
2. Consumable items
3. Loss or damage caused by wear and tear, and depreciation
4. Mobile phones or communication devices
5. Consequential loss or description

Please read your policy document carefully to get a fair idea of the coverage and exclusions of your home insurance policy.

Easy Householders Package Policy

This is a Bajaj house insurance policy which provides basic protection to the contents of your home. It is a simplified policy that lets you choose from 3 different plans that are customized to meet your needs.

Features and Benefits

1. It comes with affordable premium packages.
2. It offers a combination of necessary covers.
3. It comes with an easy claims and settlement process.

What is covered?

1. Fire & Allied Perils
2. Burglary & Theft
3. Electronic Equipment & Domestic Appliances (breakdown)
4. Baggage

Exclusions

1. Jewelry, valuables and precious items
2. Consumable items
3. Loss or damage caused by wear and tear, and depreciation
4. Mobile phones or communication devices
5. Consequential loss or description

Please read your policy document carefully to get a fair idea of the coverage and exclusions of your home insurance policy.

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Bajaj Home Insurance Claims Process

In order to make a claim, you need to submit a duly filled copy of the Claim Form along with other required documents. The claim form can be downloaded from the website of Bajaj Allianz.

In case you suspect that household items have been damaged in transit, please insist on open delivery and obtain certificate from the carrier as you need it to make the claim. You can call the customer service team of Bajaj Allianz to obtain information about the required documents for initiating the claim process.

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