IDBI Mobile Banking – Registration, Login, Features & Benefits

Learn more about IDBI BSBDA Account, IDBI SMS Banking

IDBI Bank Mobile Banking Features:

SMS Banking: IDBI's SMS banking is extremely convenient and easy to use. Customers should enter the request code into 9560853000 to obtain account information. Customers can inquire about their amount, fixed deposit inquiries, latest three transactions, check payment status, and outstanding invoices.

IDBI Bank Demat: Using Go Mobile app, customers can check their Demat account. They can obtain details about their Demat account.

EBPP: Electronic Bill Presentation and Payment IDBI Bank offers a feature that allows users to pay their utility bills online through the bank's internet banking service. This function enables clients to make payments on time. 

Other features of IDBI Bank Mobile Banking includes:

1. Immediate Payment services/NEFT transfers/RTGS transfers
2. Mobile and DTH recharge services
3. Bill payment services and more

IDBI Mobile Banking Registration:

To register for IDBI Bank’s mobile banking services, you can follow any of these modes:

1. Net Banking: If you are already a net banking customer with IDBI, you can register for the mobile banking services through it. Visit the IDBI net banking portal and select the relevant option to register for mobile banking.
2. Visiting IDBI branch: You can also visit the nearest IDBI branch and fill out the ‘Channel Registration Form’. The form can be collected from the branch or downloaded from the bank’s website. After filling out all the necessary details, you can submit your registration request.

Once your registration is approved, you will receive a mobile banking activation SMS to your registered cellphone number. Because the confirmation is sent to your registered number, you must ensure that your current phone number has been updated with the bank and is linked to your account.

After you receive the confirmation SMS, you will have to follow these steps to set your password:

Step 1: Visit IDBI Bank’s official website and select the ‘Set Password Online’ option.

Step 2: Select your preferred channel for mobile banking.

Step 3: Select the preferred access rights from the following options:

Step 4: View access only

Step 5: Full transaction access rights

Step 6: Restricted transaction mode

Step 7: After selecting the access rights, you will be required to set the mobile banking password.

Step 8: You can now use this password to unlock IDBI Bank’s mobile banking services.

IDBI Mobile Banking Login:

To log in to IDBI Bank’s mobile banking app, follow the steps mentioned below:

Step 1: Download the app from the app store

Step 2: Launch the app and click on ‘Activate App’ if you are a first-time user

Step 3: Upon selecting ‘Activate App’ option, you will be asked to enter your customer ID.

Step 4: An SMS will be sent to your registered mobile number for verification.

Step 5: After verification, the mobile app will be activated on your phone.

Step 6: If your mobile banking services are already activated, you can enter your customer ID and MPIN to proceed.

How to Change IDBI mPIN?

The MPIN is a 4-digit security code which you will need to log in to the app. You can follow these steps if you have forgotten your MPIN or want to change it:

Step 1: Launch the IDBI mobile banking app

Step 2: On the login page, click on the ‘Reset MPIN’ option

Step 3: You will be required to enter your customer ID.

Step 4: After providing the customer ID, a verification SMS will be sent to your registered mobile number.

Step 5: After the number is verified, you can proceed to reset the MPIN.

IDBI Bank Mobile Apps:

Learn more about IDBI UPI Paywiz App

IDBI Bank Fund Transfer Options:

IDBI Bank offers three fund transfer options, namely NEFT, RTGS, and IMPS. For more details on each type of fund transfer, read on.

NEFT: National Electronic Funds Transfer is one of the most popular fund transfers in India. It is an electronic fund transfer that enables customers to transfer funds one-on-one. This differs from RTGS transfers in that it is cleared in batches. Customers can use NEFT to transfer funds from any bank branch to any individual or entity in another bank branch across the country. IDBI Bank provides great NEFT transfer services at reasonable rates.

RTGS: Real-time Gross Settlement is a fund transfer method where funds are transferred from one bank to another bank on a “Real-time” basis. Unlike NEFT, it does not have any waiting period for clearance. The RTGS system is used during emergency situations or for high-value transactions that demand immediate clearing. Controlled by the Central Bank of India, RTGS is a safe method to transfer funds within India. IDBI Bank offers their customer RTGS fund transfer option.

IMPS- Customers that want an immediate fund transfer should use IMPS. Immediate Payment Service (IPS) is a quick electronic payment transfer service that may be used on mobile phones. IMPS do not have a waiting period because funds are sent quickly. IDBI Bank's Go Mobile app allows you to send funds via IMPS. 

IDBI Bank Fund Transfer Charges and Timings:

NEFT

RTGS Time Varying Tariff 

IDBI Bank Customer Care Numbers:

IDBI Mobile Banking Benefits:

The various benefits of IDBI mobile banking are given below:

1. Using IDBI Bank mobile banking saves a lot of time as customers don’t have to visit the bank to get the information they are looking for.
2. Mobile banking keeps the customers updated about the status of their account frequently.
3. As customers are alerted about every transaction made on their account, mobile banking helps fight against fraud. The customer will be able to alert the bank of any unauthorised transactions.
4. As IDBI Bank’s mobile banking app has a special feature to pay bills online using the bank’s portal, it helps the customers to pay their bills on time.
5. Mobile banking helps customers transfer funds to another account which is very important these days.
6. Mobile banking is economical as it is free of cost.

IDBI Bank Mobile Banking Security Measures:

1. IDBI Bank mobile banking services are offered from a similar browser used in internet banking.
2. IDBI Bank mobile banking runs on 128-bit SSL from VeriSign portal which means it is highly secure.
3. It also has https:// access to make it even more secure.
4. It also works on Intrusion detections system which promises higher security of transacting.
5. Customers also get OTP (One-Time Password) which requires them to approve each transaction.

IDBI Mobile Banking: Do’s and Don'ts:

Do’s:

1. Always look for the official IDBI URL before utilising the bank's mobile banking services.
2. Remember to logout of your mobile banking session by clicking on the “Logout” button and make sure you exit from the browser.
3. Make sure you disable the password save options in your mobile browser.
4. Make sure you always clear your browser data and cache.
5. Change your password frequently.

Don'ts:

1. Do not write your password or store it on your phone.
2. Do not share your mobile banking password with anyone.
3. Do not click on any third-party websites, email, or SMS while using mobile banking on your phone.
4. Do not click the back button on your phone while trying to go back to the previous page. Use the back button on the navigation tab on the browser.
5. Do not enter your login credentials on any third-party website.
6. Do not connect your mobile to any unknown, unsecured WiFi connection while using the mobile banking app.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.