Kotak Mahindra My Family Savings Account

Home Banking

Avail services like cash delivery, cash pick-up, cheque/demand draft delivery without having to step outside your house. Currently this service is available only in select cities.

ATM Usage

Free ATM usage for Pro and Ace account holders

Discount on Travel Card

Enjoy a 25% discount on the issuance of Travel Cards and forego the hassles of carrying travelers cheques.

Discount on Locker Rent

Ace account holders can avail 15% discount on Locker rent; discounts also applicable for Silk and Grand account holders.

High Withdrawal Limits

Classic and Platinum Debit Cards come with high withdrawal limits and exclusive offers

Convenient Banking Services Online

Book tickets and pay bills conveniently with the help of net banking and mobile banking.

Insta Balance Service

Simply call on the helpline number to instantly get information about your account balance via SMS

Hashtag Banking

Now bank with Kotak Mahindra via Twitter

Immediate Payment Service (IMPS)

Now, transfer funds instantly from your account to another bank account.

ActivMoney

With this account, you have the option of converting your balance above a certain amount to a Term Deposit and earn higher interest.

Dedicated Relationship Manager

The bank will assign a special relationship manager who will help you with wealth management. (subject to maintenance of minimum account balance)

Programme Related Benefits

Grand account – Cash back up to Rs 4500 on debit card sends, customized cash delivery, etc. Silk account – Up to 60 movie tickets in a year, 35% discount on locker rental in the first year. Junior account – personalized Junior ID card, movie tickets / book vouchers on maintaining required balance.

Debit Card Issuance Charge

Classic Debit Card – Rs 100; Gold Debit Card – Rs 500 & Platinum Debit Card – Rs 750

Debit Card Annual Charge

Classic Debit Card – Rs 150; Gold Debit Card – Rs 250; Platinum Debit Card – Rs 750.

ATM Transaction Charges (at bank ATM)

Cash Withdrawal / balance enquiry - free of charge

Cash Withdrawal (at other bank ATM)

Cash withdrawal – Rs 20; Balance enquiry – Rs 8.50.

International Cash Withdrawal

Rs 150

Home Banking Charges

Cash pickup / delivery – Rs 175 per transaction; Instrument pickup / delivery – Rs 75 per transaction.

NEFT Transfer

Up to Rs 10,000 – Rs 2.50; Rs 10,001 to Rs 1,00,000 – Rs 5; Rs 1,00,001 to Rs 2,00,000 – Rs 15 and above Rs 2 lakh – Rs 25.