Top 5 Health and Wellness Credit Cards
Various banks and credit card companies have joined forces with various brands to offer co-branded health and wellness credit cards. Partnering up with companies such as Practo and Apollo, these credit cards come with a wide range of benefits for cardholders such as discounts on annual doctor checkups, complimentary fitness sessions, free video consultations with doctors, and more.
Best Health and Wellness Credit Cards in India 2025
- Yes Bank Wellness Credit Card
- Yes Bank Wellness Plus Credit Card
- Axis Bank Aura Credit Card
- Apollo SBI Card
Yes Bank Wellness Credit Card
Annual fee - Rs.749 + GST
Finance charge - 3.80%
Minimum income required - Rs.20,000 per month
Key Features and Benefits
- 6 free fitness sessions
- Complimentary annual health check-up
- 20 reward points for every Rs.200 spent at pharmaceutical stores or chemists.
- 4 reward points for every Rs.200 spent on other category expenses.
- Unlimited consultation with a nutritionist and general practitioner.
- Get a credit shield in case of accidental death.
- 1% fuel surcharge waiver.
- Complimentary eye and dental check-up annually.
Yes Bank Wellness Plus Credit Card
Annual fee - Rs.1499 + GST
Finance charge - 3.80% per month
Minimum salary required - Rs.20,000 per month
Key Features and Benefits
- Complimentary annual health check-up
- Complimentary annual dental and eye check-up
- Unlimited consultations with general practitioners, nutritionists.
- 12 free fitness sessions.
- Up to 30 reward points for every Rs.200 spent at chemist or pharmaceutical stores.
- Domestic lounge access
- On death due to a flight accident, get a life insurance cover up to Rs.1 crore.
- During overseas travel, get a medical insurance of up to Rs.25 lakh for emergency hospitalisation.
- 1% fuel surcharge waiver.
Axis Bank Aura Credit Card
Annual fee - Rs.749
Finance charge - 3.6% per month
Minimum salary required - N/A
Key Features and Benefits
- 4 free video consultations with doctors per month via Practo.
- Get 4 complimentary fitness sessions per month.
- Access to 16 recorded fitness sessions.
- Discount on annual health checkup.
- Fuel surcharge waiver.
- Get a discount of 30% on nutritionist/dietician consultations.
- On purchase of nutritional foods, get a discount of 30%.
- Discount given on dining spends.
Apollo SBI Card
Annual fee - Rs.499
Finance charge - 3.50% per month
Minimum salary required - N/A
Key Features and Benefits
- Complimentary OneApollo Gold Tier membership.
- Get 3X accelerated rewards for every Rs.100 that you spend on Apollo services.
- Fuel surcharge waiver.
FAQs on Health and Wellness Credit Cards in India
- Is it necessary to have minimum income to avail a health and wellness credit card?
While some banks require you to have a minimum income of Rs.25,000 every month, it is not necessary as a health and wellness credit card can be availed from lenders who don't have a minimum salary requirement criterion.
- Which health and wellness credit card offer life insurance cover of Rs.1 crore?
Life insurance cover of up to Rs.1 crore in case of death due to a flight accident is offered on the Yes Bank Wellness Plus Credit Card offer.
- Do most health and wellness credit cards come with annual fees?
Yes, most health and wellness credit cards come with annual fees. While some cards have an annual fee of Rs.499, there are some cards which has an annual fee of Rs.2,999.
- Is there a health and wellness credit card which comes with complimentary annual health check-up benefit?
The Yes Bank Wellness Credit Card and Yes Bank Wellness Plus Credit card offer the benefit of complimentary annual heath check-ups. The cards also offer unlimited consultations with general practitioners and nutritionists.
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